tag:blogger.com,1999:blog-5052673394493092612024-03-25T07:06:06.528-07:00Finance Buddy Blogspotbuilding financially sound generation. Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.comBlogger31125tag:blogger.com,1999:blog-505267339449309261.post-41012348655749193942023-06-17T07:44:00.003-07:002023-06-17T07:44:58.069-07:00<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgm73OR9w_uXJPfKTlOtSRqpOvfA6yf01yNQMyP47977IlRtmOrmViCDqg4gm7aGcDExfQHASsl4Iz_dSF1FythGqV-M8Esh7ZJ9rOAY3Jfc9Eclb73qvB-W8ggHYSWCf4-9A1Tz2hxPRMmx9B4YrLyJhBEAvsasBHHaBpa2Wis5663x_IzLxRahUc4/s850/6G_10_direct_benefits_to_you_growthpal-850x560.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="560" data-original-width="850" height="219" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgm73OR9w_uXJPfKTlOtSRqpOvfA6yf01yNQMyP47977IlRtmOrmViCDqg4gm7aGcDExfQHASsl4Iz_dSF1FythGqV-M8Esh7ZJ9rOAY3Jfc9Eclb73qvB-W8ggHYSWCf4-9A1Tz2hxPRMmx9B4YrLyJhBEAvsasBHHaBpa2Wis5663x_IzLxRahUc4/w662-h219/6G_10_direct_benefits_to_you_growthpal-850x560.jpg" width="662" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div> W<span style="background-color: white; color: #333333; font-family: Roboto; font-size: 14px;">hile 5G is still experiencing low adoption around the globe, there is a projection for a 6G launch in the coming years. Sequel to our previous article on</span><span style="background-color: white; color: #333333; font-family: Roboto; font-size: 14px;"> </span><a href="https://growthpal.org/2023/06/01/10-possible-benefits-of-6g-technology-to-you/" rel="noreferrer noopener" style="box-sizing: border-box; color: #4bae50; font-family: Roboto; font-size: 14px; text-decoration-line: none; transition: all 500ms ease 0s;" target="_blank">what 6G holds for the future,</a><span style="background-color: white; color: #333333; font-family: Roboto; font-size: 14px;"> </span><span style="background-color: white; color: #333333; font-family: Roboto; font-size: 14px;">in this article, we will take the conversation further by touching on the projected benefits of 6G and the envisaged challenges of the technology. </span><p></p><p style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; line-height: 28px; margin: 10px 0px 12px;">After reading through this short, precise, authentic and informative content, you will be more informed on:</p><ul style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;">10 projected benefits of 6G</li><li style="box-sizing: border-box; line-height: 28px;">The envisaged challenges of 6G</li></ul><p style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; line-height: 28px; margin: 10px 0px 12px;">Let’s dive right in!</p><h3 class="wp-block-heading" style="background-color: white; box-sizing: border-box; color: #222222; font-family: Barlow; font-size: 24px; line-height: 28px; margin: 32px 0px;"><span style="box-sizing: border-box; font-weight: bolder;">10 projected benefits of 6G</span></h3><p style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; line-height: 28px; margin: 10px 0px 12px;">While 6G technology is still in the early stages of development, there are several projected benefits that this next-generation mobile network could bring. Here are ten possible benefits of 6G technology:</p><ol style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Ultra-high-speed internet:</span> 6G is expected to offer even faster download and upload speeds than 5G, with data transfer rates of up to 1 terabit per second, which is 100 times faster than 5G.</li></ol><ol start="2" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Improved network coverage and reliability:</span> 6G technology is expected to provide more comprehensive network coverage and improved reliability, allowing for uninterrupted connectivity even in remote or rural areas.</li></ol><ol start="3" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Low latency:</span> 6G networks are expected to have extremely low latency, reducing the lag time between sending and receiving data, which is essential for real-time applications such as gaming and video conferencing.</li></ol><ol start="4" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Increased device connectivity: </span>With 6G, it is expected that many more devices will be able to connect to the network simultaneously, allowing for greater integration of the Internet of Things (IoT) into everyday life.</li></ol><ol start="5" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Enhanced virtual and augmented reality experiences: </span>With 6G, it is expected that virtual and augmented reality experiences will become more immersive, with higher resolution and more realistic graphics.</li></ol><ol start="6" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Advanced artificial intelligence:</span> 6G networks are expected to support the development of advanced AI technologies, such as autonomous vehicles and smart city infrastructure.</li></ol><ol start="7" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">More secure networks:</span> 6G networks are expected to have improved security measures, protecting against cyber threats and data breaches.</li></ol><ol start="8" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Increased energy efficiency: </span>6G is expected to use less energy than previous generations of mobile networks, making it more environmentally friendly and sustainable.</li></ol><ol start="9" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Improved healthcare:</span> 6G is expected to enable remote patient monitoring and telemedicine, providing patients with more access to healthcare services from home.</li></ol><ol start="10" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Enhanced education and learning:</span> 6G is expected to enable more immersive and interactive educational experiences, such as virtual classrooms and remote learning, providing students with more access to educational resources.</li></ol><h3 class="wp-block-heading" style="background-color: white; box-sizing: border-box; color: #222222; font-family: Barlow; font-size: 24px; line-height: 28px; margin: 32px 0px;"><span style="box-sizing: border-box; font-weight: bolder;">The envisaged challenges of 6G</span></h3><p style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; line-height: 28px; margin: 10px 0px 12px;">While 6G technology holds great promise for revolutionizing the way we communicate, there are also several challenges that need to be addressed. Here are some of the envisaged challenges of 6G:</p><ol style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Infrastructure requirements:</span> 6G networks will require significant investments in infrastructure, including new hardware and software, as well as upgrades to existing infrastructure. This could be a major challenge for countries and companies with limited resources.</li></ol><ol start="2" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Spectrum availability:</span> 6G networks will require a significant amount of spectrum to operate effectively, and there may be challenges in ensuring sufficient spectrum is available for commercial use.</li></ol><ol start="3" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Interference:</span> As 6G networks will operate at much higher frequencies than previous generations, there may be challenges in mitigating interference from other sources, such as weather, buildings, and other wireless signals.</li></ol><ol start="4" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Energy consumption:</span> 6G networks will require a significant amount of energy to operate, and there may be challenges in ensuring that the energy consumption is sustainable and environmentally friendly.</li></ol><ol start="5" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Privacy and security:</span> As with any new technology, there may be concerns around privacy and security, particularly with regard to the collection, storage, and sharing of personal data.</li></ol><ol start="6" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Adoption and regulation:</span> The adoption of 6G will require buy-in from governments, businesses, and consumers, and there may be challenges in developing regulations and standards that ensure the technology is used in a safe and responsible manner.</li></ol><ol start="7" style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; margin: 32px 0px;"><li style="box-sizing: border-box; line-height: 28px;"><span style="box-sizing: border-box; font-weight: bolder;">Inequality:</span> There is a risk that the benefits of 6G may not be equally distributed, particularly in developing countries or underserved communities, leading to further inequality in access to technology and opportunities.</li></ol><p style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; line-height: 28px; margin: 10px 0px 12px;">Addressing these challenges will require collaboration and cooperation from stakeholders across the industry, including government agencies, network operators, technology companies, and consumers.</p><h3 class="wp-block-heading" style="background-color: white; box-sizing: border-box; color: #222222; font-family: Barlow; font-size: 24px; line-height: 28px; margin: 32px 0px;"><span style="box-sizing: border-box; font-weight: bolder;">Conclusion</span></h3><p style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; line-height: 28px; margin: 10px 0px 12px;">This article is met to keep you informed of the benefits and challenges that the 6G brings.</p><p style="background-color: white; box-sizing: border-box; color: #333333; font-family: Roboto; font-size: 14px; line-height: 28px; margin: 10px 0px 12px;">Source: https://growthpal.org/2023/06/01/10-benefits-of-6g-technology-to-you/</p>Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com19tag:blogger.com,1999:blog-505267339449309261.post-55060849902048959282018-01-03T13:12:00.000-08:002018-01-03T13:12:41.493-08:00Anti- Money Laundering war in the Digital Currency Age<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbn0nTHnue79MBFzJxXvtm3b06XPU-eG9OcZho-GRMzgTV8qcfR_ZBiTBhURHiF_1NIGHO3QKZzNw6XNzsqy3Q_yFBtDl__i4ys7Sfip8v6GSqYNZTcT_kRJgUPqMV86zU3IoIDE6Hrqs/s1600/infographic-crime-02.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="680" data-original-width="1170" height="185" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbn0nTHnue79MBFzJxXvtm3b06XPU-eG9OcZho-GRMzgTV8qcfR_ZBiTBhURHiF_1NIGHO3QKZzNw6XNzsqy3Q_yFBtDl__i4ys7Sfip8v6GSqYNZTcT_kRJgUPqMV86zU3IoIDE6Hrqs/s320/infographic-crime-02.jpg" width="320" /></a> Winning the Anti- Money Laundering war in the Digital Currency age.<br />
Money laundering is the act of making an illegitimate money looks legitimate through the collective process of placement, layering and integration.<br />
According to IMF reports, between 2% and 5% of world GDP is laundered annually. That is about $1- 2Trillion annually.<br />
<br />
Understanding these statistics:<br />
<br />
1. The total money laundered annually is $400 Billion more than the combine GDP of the 54 African countries by Purchasing Power Parity (PPP).<br />
2. This is the combine market value of Apple, Google, Microsoft, Amazon, Facebook as at 2015.<br />
In financial terms, there are some criminal groups that are more wealthy and powerful than some countries. For example, Solntsevskaya Bratva group was valued at $8.5Billion that is equivalent to the combine GDP of 24 African countries ( Guinea, Niger, Eritrea, Congo etc).<br />
<br />
The Nexus of Money laundering and Digital Currency<br />
With the current Advent of Digital Currency, it is much easier to carry out transactions---local and international at the comfort of ones home. Also, it's innovative method of preventing the counterfeiting of these currencies through unique digital signature is commendable.<br />
<br />
But despite these numerous advantages, we cannot shy away from the security threat it's poses in the campaign against money laundering.<br />
Digital currency is an emerging money laundering issue which requires urgent attention. Currently, we have 1,386 digital currencies in circulation with Total Market Capitalization of $713.57 Billion worldwide which is not tied or backed by any country or government.<br />
<br />
Since it is difficult to monitor digital currency transactions due to its complex mathematical set up, then it means the Anti-Money Laundering campaign would suffer a great setback in this digital currency age.Therefore, funding of Terrorism, Tax Evasion, Drug Trafficking , Money laundering etc would be complex to tackle<br />
<br />
For example, the Anti- Money laundering legislation requires banks and other institutions to file a Currency Transaction Report for any transaction of $10,000 and above.<br />
But with digital currency such legislation is easily maneuvered and as such illegitimate funds can be easily integrated into the Economy. How???<br />
Mr. Fraud who earned $15,000 from drug trafficking could easily integrate such money into the system by simply buying 1 Bitcoin and keep it in his wallet.<br />
<br />
How can the war against Money Laundering be won in the Digital Currency age while still maintaining the innovative idea behind the development of this currency?<br />
Experts Contributions needed.<br />
<br />
Photo credit: www.pwc.comOlusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com40tag:blogger.com,1999:blog-505267339449309261.post-56625010683022454162017-05-07T23:39:00.000-07:002017-05-07T23:39:22.214-07:00Massive Job Vacancy at ECOWAS<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgH6z3-xTeegZIHlJ8l2D-rI9PuefdByu2lnCBkUWac169rcE9f9Au3haO1SwtkHmwRDHBXF5BCc46zdgZLVMFv-vYrQrWTTI8UG3YMbEWoGw_OiZ4ExKrwvwUflHeVm84Gt99ED5ZXfTg/s1600/logo-new.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgH6z3-xTeegZIHlJ8l2D-rI9PuefdByu2lnCBkUWac169rcE9f9Au3haO1SwtkHmwRDHBXF5BCc46zdgZLVMFv-vYrQrWTTI8UG3YMbEWoGw_OiZ4ExKrwvwUflHeVm84Gt99ED5ZXfTg/s1600/logo-new.jpg" /></a></div>
VACANCY ANNOUNCEMENT AND JOB PROFILES – GENERAL SERVICE STAFF & PROFESSIONAL STAFF<br />
ECOWAS Parliament was established by the ECOWAS Revised Treaty of 1993 as one of the Institutions of the Community. The Parliament is the Assembly of the peoples of the Community.<br />
<br />
The Administrative Secretariat of the Parliament is headed by a Secretary-General, and consists of two Directorates: the Directorate of Administration and Finance, and the Directorate of Parliamentary Affairs and Research. A number of job vacancies exist at the ECOWAS Parliament for which applications are hereby invited.<br />
<br />
Application is on-line, and application forms as well as guidelines for application are all available on the websites. Click on the vacant position to see all details concerning it. The deadline for application is 22 June 2017.<br />
<br />
GENERAL SERVICE STAFF<br />
Candidates wishing to be considered for the post should download (JOB APPLICATION FORM), fill it and send it as an attachment to the following email address: gstaffparlrecruit@ecowas.int with their CVs.<br />
<br />
01. Three (3) Accounting Assistants, G4 22 June 2017 Abuja<br />
02. Security Assistant, G4 22 June 2017 Abuja<br />
03. Reproduction/Documentation Assistant, G4 22 June 2017 Abuja<br />
04. Bilingual Nurse, G4 22 June 2017 Abuja<br />
05. Bilingual Communication Assistant, G4 22 June 2017 Abuja<br />
06. Bilingual Secretary, G4 22 June 2017 Abuja<br />
07. Two (2) Administrative Assistants, G4 22 June 2017 Abuja<br />
08. Conference Assistant, G4 22 June 2017 Abuja<br />
09. Research Assistant, G4 22 June 2017 Abuja<br />
10. Protocol Assistant, G4 22 June 2017 Lagos<br />
11. Library Assistant, G4 22 June 2017 Abuja<br />
12. Language Assistant, G4 22 June 2017 Abuja<br />
13. Two (2) Technical Assistants, G4 22 June 2017 Abuja<br />
14. Human Resource Clerk, G2 22 June 2017 Abuja<br />
15. Registry Clerk, G2 22 June 2017 Abuja<br />
16. Receptionist, G2 22 June 2017 Abuja<br />
17. Three (3) Drivers, G1 22 June 2017 Abuja (2) - Lagos (1)<br />
18. Three (3) Office Aides, G1 22 June 2017 Abuja<br />
<br />
<br />
PROFESSIONAL STAFF<br />
<br />
To apply, candidates should download the (JOB APPLICATION FORM), fill it and send it as an e-mail attachment to pstaffparlrecruit@ecowas.int with their CV.<br />
<br />
01. Committee Clerk, P4 22 June 2017 Abuja<br />
02. Facility Management & Transport Officer, P4 22 June 2017 Abuja<br />
03. Medical Officer, P4 22 June 2017 Abuja<br />
04. Webmaster, P2 22 June 2017 Abuja<br />
05. Communication Officer, P2 22 June 2017 Abuja<br />
06. Information Technology Officer, P2 22 June 2017 Abuja<br />
<br />
For more http://parl.ecowas.int/en/careers/Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com2tag:blogger.com,1999:blog-505267339449309261.post-44658327519546941842017-04-22T00:51:00.000-07:002017-05-03T01:41:58.536-07:0019 Interesting Facts About Bill Gates' $123 Million Mansion<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVXJ-lAzESw-qpGclh5KhEv5ISwTDDyFEqj4MMLXB4rnhbePw28QclR60XpgifymchO8MWoANa9F2QQFUI8xuSOpVzr6Coxe-6-qEAl8Gup-0d0AmPmpVjrHe_YMY1G7s7LYCuzxBJIEI/s1600/53ad8f7069bedd334f4f8cb9-480-360.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVXJ-lAzESw-qpGclh5KhEv5ISwTDDyFEqj4MMLXB4rnhbePw28QclR60XpgifymchO8MWoANa9F2QQFUI8xuSOpVzr6Coxe-6-qEAl8Gup-0d0AmPmpVjrHe_YMY1G7s7LYCuzxBJIEI/s320/53ad8f7069bedd334f4f8cb9-480-360.jpg" width="320" /></a></div>
With a net worth of $81.5 billion, Microsoft cofounder Bill Gates is the richest man in America.<br />
<br />
It shouldn't be too surprising that one of the wealthiest people in the world also has an insanely extravagant home.<br />
<br />
It took Gates seven years and $63 million to build his Medina, Washington estate, named Xanadu 2.0 after the fictional home of "Citizen Kane"'s Charles Foster Kane.<br />
<br />
At 66,000 square feet, the home is absolutely massive, and it's filled with high-tech details.<br />
<br />
We've rounded up some of Xanadu 2.0's most over-the-top features here.<br />
<br />
1. It's worth at least $123 million.<br />
<br />
According to the King County public assessor's office, the property is worth $123.54 million as of this year. Gates purchased the lot for $2 million in 1988.<br />
<br />
He reportedly pays around $1 million in property taxes each year.<br />
<br />
2. Half a million board-feet of lumber was needed to complete the project.<br />
<br />
The house was built with 500-year-old Douglas fir trees. 300 construction workers labored on the home - 100 of whom were electricians.<br />
<br />
3. A high-tech sensor system helps guests monitor a room's climate and lighting.<br />
<br />
When guests arrive, they're given a pin that interacts with sensors located all over the house. Guests enter their temperature and lighting preferences so that the settings change as they move throughout the home. Speakers hidden behind wallpaper allows music to follow you from room to room.<br />
<br />
4. The house uses its natural surroundings to reduce heat loss.<br />
<br />
Xanadu 2.0 is an "earth-sheltered" house, meaning that it's built into its surroundings to regulate temperature more efficiently.<br />
<br />
5. You can change the artwork on the walls with just the touch of a button.<br />
<br />
$80,000 worth of computer screens are situated around the house. Anyone can make the screens display their favorite paintings or photographs, which are stored on storage devices worth $150,000.<br />
<br />
6. The pool also has its own underwater music system.<br />
<br />
The 60-foot pool is located in its own separate, 3,900-square-foot building. People in the pool could swim underneath a glass wall to come up to a terrace area on the outside.<br />
<br />
There's also a locker room with four showers and two baths.<br />
<br />
7. There's a trampoline room with a 20-foot ceiling.<br />
<br />
No word on how big the trampoline itself is, but we can imagine it would be a fun alternative to your standard exercise routine.<br />
<br />
The exercise facilities total 2,500 square feet and also include a sauna, steam room, and separate men's and women's locker rooms.<br />
<br />
8. An enormous reception hall could accommodate up to 200 guests.<br />
<br />
The 2,300-square-foot hall could seat up to 150 people for a dinner party, or 200 people standing up at a cocktail event. A six-foot-wide limestone fireplace dominates one wall, while another wall has a 22-foot-wide video screen.<br />
<br />
9. The house has 24 bathrooms, 10 of which are full baths.<br />
<br />
Those bathrooms would definitely be useful if Gates were throwing such a big party. Otherwise, it seems a little over-the-top.<br />
<br />
10. There's a total of six kitchens.<br />
<br />
They're situated at different parts of the house so staff can be ready for any event.<br />
<br />
11. An enormous library houses a manuscript Gates paid more than $30 million for.<br />
<br />
The 2,100-square-foot library has a domed roof and two secret bookcases, including one that reveals a hidden bar. On the ceiling you'll find a quote from "The Great Gatsby" that reads: "He had come a long way to this blue lawn, and his dream must have seemed so close that he could hardly fail to grasp it."<br />
<br />
The library is home to the Codex Leicester, a 16-century Leonardo da Vinci manuscript that Gates bought at auction for $30.8 million in 1994.<br />
<br />
12. The home theatre can accommodate 20 guests in plush seats.<br />
<br />
It's designed in an Art Deco style, with comfortable arm chairs, couches, and even a popcorn machine for snacking.<br />
<br />
13. An existing home was removed by barge to make room for a separate activities building.<br />
<br />
The 900-square-foot building sits next to Gates' sport court, putting green, and boat docks.<br />
<br />
14. The guest house is just as high-tech as the main house.<br />
<br />
According to US News, the 1,900-square-foot guest house was the first building to be completed on the property. The house - which has its own bedroom and bathroom - was meant to be a test of the technology that would eventually be used in the main house.<br />
<br />
Gates wrote much of "The Road Ahead" here.<br />
<br />
15. All together, Gates' garages can accommodate up to 23 cars.<br />
<br />
There are several different garages located at different points around the property. The most interesting one, however, is an underground cave made out of concrete and stainless steel. That garage alone can park 10 cars. Some of the concrete was purposely broken to give it a rough, "deconstructivist" look.<br />
<br />
16. Gates has a favorite tree, and it's monitored electronically 24 hours a day.<br />
<br />
He reportedly became fond of a 40-year-old maple tree that grew close to the home's driveway. It's monitored by computer, and if at any point it becomes too dry, water is automatically pumped into it.<br />
<br />
17. An artificial stream is kept stocked with fish.<br />
<br />
The stream and wetland estuary were created to solve any problems with runoff that the property's large walls might have created. The water is kept stocked with salmon and sea-run cutthroat trout.<br />
<br />
18. The sand on Gates' beach is imported from the Caribbean.<br />
<br />
The lakefront shore contains sand that's delivered in large quantities by a barge from St. Lucia each year.<br />
<br />
19. Someone once paid $35,000 just to tour it.<br />
<br />
Microsoft holds an auction each year, where employees donate products and services to be bid on. Proceeds go to the company's charitable fund.<br />
<br />
Gates has donated private tours of Xanadu 2.0 in the past. According to the Puget Sound Business Journal, a Microsoft employee once won the tour with a bid of $35,000.<br />
<br />
SoucOlusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com16tag:blogger.com,1999:blog-505267339449309261.post-26456940395197437172017-04-21T00:05:00.001-07:002017-05-03T01:42:09.087-07:00How These 3 Top CEO’s Use Social Media To Build Their Brand<div class="prose" id="content" itemprop="articleBody" style="background-color: white; box-sizing: border-box; font-family: Georgia, serif; font-size: 10px; line-height: 1.5; word-break: break-word; word-wrap: break-word;">
<div style="box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
When it comes to social media most top executives in companies prefer to remain in the background. In fact, a study from <a href="http://www.ceo.com/social-ceo-report-2015/" rel="nofollow noopener" style="box-sizing: border-box; color: #008cc9; text-decoration: none;">CEO.com</a> showed that 61% of CEOs in the Fortune 500 still have no presence on social media. Of the ones that have a presence most of them only have a LinkedIn account which they use infrequently if at all.</div>
<div style="box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
Instead, they let their marketing team use the company accounts to share stories and deliver the brand message.</div>
<div style="box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
However, research shows consumers today have a strong desire to create deeper connections with the brands they use and promote. A small percentage of CEOs have figured out a way to integrate their personal and business brands via social media and leverage it in a big way to market their companies.<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbuoyuyE5Wvgpl1fje3Q1Gjd6E9zUJM0I3ac74_CTgmoPgXaN0NBhwhg-d8WpU_uPdpT1ZaEJveUiJ0lfzro3kva4MGRlATWJO8MPXvwga_KXyjuwkOSSnDeDuzGeYM23_ABCbFL7wQJo/s1600/940.jpg" imageanchor="1" style="font-size: 10px; line-height: 1.5; margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" height="106" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbuoyuyE5Wvgpl1fje3Q1Gjd6E9zUJM0I3ac74_CTgmoPgXaN0NBhwhg-d8WpU_uPdpT1ZaEJveUiJ0lfzro3kva4MGRlATWJO8MPXvwga_KXyjuwkOSSnDeDuzGeYM23_ABCbFL7wQJo/s320/940.jpg" width="320" /></a></div>
<div style="box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
beBee, Co-Founder and CEO, <a href="https://www.bebee.com/bee/javierbebee" rel="nofollow noopener" style="box-sizing: border-box; color: #008cc9; text-decoration: none;">Javier Camara</a>, is very active on the platform he created and regularly engages with his user base. Many of them have told me over and over how much they love seeing a top executive from the company drop by their posts to comment and engage with them on a personal level<br />
.<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5MfIWgywiyHdcMIyOnLn0BZ6GomVb88gObeBSYMP94FbiDgiTKOU27Nv5tAcx4ojFAsnnlU5FEiDvcREIBuFErkJLVsw0jexV-wujOuT3I8rFNNPn2jPtwd2awevXbwVLPoNlTQ3NRsI/s1600/images.jpg" imageanchor="1" style="font-size: 10px; line-height: 1.5; margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5MfIWgywiyHdcMIyOnLn0BZ6GomVb88gObeBSYMP94FbiDgiTKOU27Nv5tAcx4ojFAsnnlU5FEiDvcREIBuFErkJLVsw0jexV-wujOuT3I8rFNNPn2jPtwd2awevXbwVLPoNlTQ3NRsI/s1600/images.jpg" /></a></div>
<div style="box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
Another example of an executive that is leading this trend is the way T-Mobile CEO, <a href="https://twitter.com/JohnLegere" rel="nofollow noopener" style="box-sizing: border-box; color: #008cc9; text-decoration: none;">John Legere</a> interacts on Twitter. Legere’s edgy tweets have become legendary. And with over 3-million followers he has a presence that is four times larger than the T-Mobile official company Twitter account. Legere’s Twitter account is a massive traffic producing marketing arm for his company.<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhw617d1opwe5p-IEAVsqnxAret-WkLdY16B1MV9H-eDebMHWWxn_sgDkd0oIYGQE7E2MFKerUEJQlwdOactrQNjxEzom1fkMORXqf1BbfdwhkXraZHqniWfoHdaBXsMbugIuiZvQa4zDA/s1600/images-1.jpg" imageanchor="1" style="font-size: 1.6rem; line-height: 2.4rem; margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhw617d1opwe5p-IEAVsqnxAret-WkLdY16B1MV9H-eDebMHWWxn_sgDkd0oIYGQE7E2MFKerUEJQlwdOactrQNjxEzom1fkMORXqf1BbfdwhkXraZHqniWfoHdaBXsMbugIuiZvQa4zDA/s1600/images-1.jpg" /></a></div>
<div style="box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
Hootsuite CEO and LinkedIn Influencer, Ryan Holmes, recently wrote about why it is important for <a href="https://blog.hootsuite.com/ceos-need-to-use-social-media/" rel="nofollow noopener" style="box-sizing: border-box; color: #008cc9; text-decoration: none;">CEOs to have a personal brand on social media</a>:</div>
<blockquote style="border-left-color: rgba(0, 0, 0, 0.701961); border-left-style: solid; border-left-width: 4px; box-sizing: border-box; font-size: 1.6rem; font-style: italic; margin: 2.4rem 0px; padding: 0px 0px 0px 2rem;">
“The greatest motivator for CEOs to get on social media may be simple necessity. Social media represents a cultural shift, not just a technological one, and it’s already made the leap into the workplace. In the end, it’s very difficult for a CEO to guide this transformation without ‘getting’ social media on some level—ideally a personal one.”</blockquote>
<div style="box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
In addition to being a LinkedIn Influencer, Ryan is a prolific blogger. His blogs appear on multiple platforms which keeps his company top of mind and in front of millions of potential readers every month. Here’s a recent piece he did on Medium.</div>
<div style="box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
These three CEOs realize that engagement with their community online is contributing to consumers falling in love with their products. CEO interaction with customers on social makes them feel special and creates a strong emotional attachment to the brand.</div>
</div>
<br />
<br />
<br />
<br />
<footer class="article-footer" role="contentinfo" style="background-color: white; box-sizing: border-box; font-size: 10px; margin: 2.4rem 0px;"><h2 style="box-sizing: border-box; color: rgba(0, 0, 0, 0.54902); font-family: 'Helvetica Neue', Helvetica, sans-serif; font-size: 1.2rem; font-weight: 400; line-height: 1.6rem; margin: 0px 0px 0.8rem;">
Written by</h2>
<figure class="article-author-image" style="background: rgb(230, 233, 236); border-radius: 50%; box-sizing: border-box; float: left; height: 36px; margin: 0px 0.8rem 0px 0px; overflow: hidden; width: 36px;"><a href="https://www.linkedin.com/in/jwhiteblogger" rel="author" style="box-sizing: border-box; color: #008cc9; text-decoration: none;" title="John White, MBA 🐝"><img alt="John White, MBA 🐝" src="https://media.licdn.com/media-proxy/ext?w=100&h=100&f=&hash=aXr%2Fr2mpjJytLJO8zAbzcUvFEf4%3D&ora=1%2CaFBCTXdkRmpGL2lvQUFBPQ%2CxAVta5g-0R6nlh8Tw1It6a2FowGz60oISJLOTW3hGTrbi6DxERaYCLauCMPQ1QNtCV1w4X5GFbXWN1WoeOfBYfaIB4Qb78yhWueBMioPOUkbn0wawOYNNCMAhMSLMtKiWSRo39Z5IyWtNA" style="border: 0px; box-sizing: border-box; display: block; width: 36px;" /></a></figure><span class="article-author" itemprop="author creator" itemtype="https://schema.org/Person" style="box-sizing: border-box; display: block; font-family: "helvetica neue" , "helvetica" , sans-serif; font-size: 1.4rem; margin: 0px 20px 0px 0px; overflow: hidden; padding-top: 0.2rem; text-overflow: ellipsis; white-space: nowrap;"><a class="influencer-false" href="https://www.linkedin.com/in/jwhiteblogger" rel="author" style="box-sizing: border-box; color: black; text-decoration: none;" title="John White, MBA 🐝">John White, MBA 🐝</a></span><span class="article-author-headline" style="box-sizing: border-box; color: rgba(0 , 0 , 0 , 0.54902); display: block; font-family: "helvetica neue" , "helvetica" , sans-serif; font-size: 1.2rem; line-height: 1.6rem; margin: 0px 20px 0px 0px; overflow: hidden; text-overflow: ellipsis; white-space: nowrap;">Columnist at Inc. Magazine | CMO at SMS | Director of Social </span></footer>Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com1tag:blogger.com,1999:blog-505267339449309261.post-8788883363151574402017-04-14T00:00:00.000-07:002017-04-19T04:15:55.635-07:00A Founder-CEO's Secret to Success: First Get Started, Then Get Smarter<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
<em style="box-sizing: border-box;">Jeff Lawson is the latest guest on the Fortt Knox Podcast: rich ideas, powerful people. </em></div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEix-Zz2HXz43dQXpcHOh2p1yaPFW9ZD9Vsdm7LL9nF0F877hbugYjkJz8TabNToh_m7_Q1Mj4Wxx2qTJUAg-1T6GPvSGp6NSwtHKWu5PKknPohHGL8RJeohIes9AJPAaGDaOdHyAqG-cck/s1600/download-1.jpg" imageanchor="1" style="background-color: transparent; margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEix-Zz2HXz43dQXpcHOh2p1yaPFW9ZD9Vsdm7LL9nF0F877hbugYjkJz8TabNToh_m7_Q1Mj4Wxx2qTJUAg-1T6GPvSGp6NSwtHKWu5PKknPohHGL8RJeohIes9AJPAaGDaOdHyAqG-cck/s1600/download-1.jpg" /></a> Among the many business lessons Jeff Lawson has learned, there's this: Don't expect to get things done if you wait until you're perfectly prepared. </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
Lawson is co-founder and CEO of Twilio, a company that makes it easy for apps to contact you. (Ever wonder how you can send a text to your Uber driver in the app, or get one in OpenTable when your seat is ready? Twilio does that.) </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
Twilio went public last summer at the New York Stock Exchange, and is now worth about $2.5 billion. As it pushes to make apps communicate better, the scrappy San Francisco company has developed a culture that favors boldness and taking initiative, and frowns on perfectionism. </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
I caught up with Twilio's CEO at a tech conference in Barcelona, Spain to talk about his journey from curious kid in the Detroit suburbs to CEO of a public tech company. Among the things I love about Lawson's story? It's about the setbacks as much as the successes, and learning along the way. </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
Here's some of what I gathered: </div>
<iframe allowfullscreen="true" class="center" frameborder="0" height="175" src="https://www.linkedin.com/pulse/api/edit/embed?embed=%257B%2522type%2522%253A%2522rich%2522%252C%2522title%2522%253A%257B%2522localized%2522%253A%257B%2522en_US%2522%253A%252222%253A%2520First%2520Get%2520Started%252C%2520Then%2520Get%2520Smarter%253A%2520Twilio%2520CEO%2520Jeff%2520Lawson%2520by%2520Fortt%2520Knox%2520with%2520CNBC%2527s%2520Jon%2520Fortt%2522%257D%257D%252C%2522description%2522%253A%257B%2522localized%2522%253A%257B%2522en_US%2522%253A%2522Among%2520the%2520many%2520business%2520lessons%2520Jeff%2520Lawson%2520has%2520learned%252C%2520there%2527s%2520this%253A%2520Don%2527t%2520expect%2520to%2520get%2520things%2520done%2520if%2520you%2520wait%2520until%2520you%2527re%2520perfectly%2520prepared.%2520Lawson%2520is%2520co-founder%2520and%2520CEO%2520of%2520Twilio%252C%2520a%2520compan%2522%257D%257D%252C%2522provider%2522%253A%257B%2522name%2522%253A%2522SoundCloud%2522%252C%2522display%2522%253A%2522SoundCloud%2522%252C%2522url%2522%253A%2522http%253A%252F%252Fsoundcloud.com%2522%257D%252C%2522request%2522%253A%257B%2522originalUrl%2522%253A%2522https%253A%252F%252Fsoundcloud.com%252Fforttknox%252Flawson%2522%252C%2522finalUrl%2522%253A%2522https%253A%252F%252Fsoundcloud.com%252Fforttknox%252Flawson%2522%257D%252C%2522images%2522%253A%255B%257B%2522url%2522%253A%2522https%253A%252F%252Fi1.sndcdn.com%252Fartworks-000217034442-75dupo-t500x500.jpg%2522%252C%2522width%2522%253A500%252C%2522height%2522%253A500%257D%255D%252C%2522data%2522%253A%257B%2522com.linkedin.treasury.Rich%2522%253A%257B%2522html%2522%253A%2522%253Ciframe%2520scrolling%253D%255C%2522no%255C%2522%2520src%253D%255C%2522https%253A%252F%252Fw.soundcloud.com%252Fplayer%252F%253Fvisual%253Dtrue%2526amp%253Burl%253Dhttps%25253A%25252F%25252Fapi.soundcloud.com%25252Ftracks%25252F316875458%2526amp%253Bshow_artwork%253Dtrue%255C%2522%2520frameborder%253D%255C%25220%255C%2522%2520height%253D%255C%2522400%255C%2522%253E%253C%252Fiframe%253E%2522%252C%2522height%2522%253A400%257D%257D%257D&signature=AVI8lbvUw4yMIYeRrvyOAsWLygaA" style="background-color: white; box-sizing: border-box; display: block; font-family: Georgia, serif; font-size: 10px; line-height: 15px; margin: 2.4rem -2rem; text-align: center; width: calc(100% + 4rem);" width="280"></iframe><br />
<h2 style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.85098); font-family: 'Helvetica Neue', Helvetica, sans-serif; font-size: 2rem; font-weight: 400; line-height: 2.4rem; margin-bottom: 1.6rem;">
Ask for the Keys </h2>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem;">
Lawson likes to tell a story about his grandfather, who worked in a factory and needed to earn more money. </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
"He went to the owner and he said, 'I need to make more money, how do I do that.' The guy said 'I don’t have any other jobs. The only job I have is driving the truck. Do you know how to drive the truck?' My grandfather's answer was, 'Give me the keys.'" </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
What his grandfather didn't mention was that he'd never driven a truck before in his life. But he got the job, figured it out, made more money. </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
Chalk it up to genetics or coincidence, but in middle school Lawson started a company shooting video footage of weddings, and he used the proceeds to buy more sophisticated equipment. </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
"The best way to learn something new," he says, "is to commit yourself to doing it." </div>
<h2 style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.85098); font-family: 'Helvetica Neue', Helvetica, sans-serif; font-size: 2rem; font-weight: 400; line-height: 2.4rem; margin-bottom: 1.6rem;">
You've Got to Love It </h2>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem;">
There were some false starts. In college during the dotcom boom, Lawson learned software development and started a company that sold for millions of dollars … in stock. He thought he'd made it big, but when the bubble popped, his windfall vanished. </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
Later, he got the opportunity to be founding chief technology officer of StubHub, a ticket sales company that would later sell to eBay for $310 million. But Lawson didn't stick around for the payoff. </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
"It was a fine business, but I wasn't the customer and I didn't feel passionately that the world needed the product we were building." He wasn't a concert goer, so he didn't feel inspired to keep working on it. "As an entrepreneur, I think you need that." </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
Hindsight being what it is, it's easy to fault Lawson for missing his share of a nine-figure payday. But remember, he's got a share of a 10-figure payday in Twilio. </div>
<h2 style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.85098); font-family: 'Helvetica Neue', Helvetica, sans-serif; font-size: 2rem; font-weight: 400; line-height: 2.4rem; margin-bottom: 1.6rem;">
Knowledge and Reputation </h2>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem;">
So how did Lawson do it? How did he rebound from a missed nine-figure payday cleanly enough to do himself one better? First he made another valuable mistake or two, which you’ll learn about listening to the podcast. More important though, he was able to focus on the two most important assets he was building in each of these experiences. </div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
"The best thing that we have as we go through our careers is our knowledge and our word – our reputation," Lawson says. "If you're constantly building those two things, I think generally speaking, good things end up happening to people."</div>
<div style="background-color: white; box-sizing: border-box; color: rgba(0, 0, 0, 0.701961); font-family: Georgia, serif; font-size: 1.6rem; line-height: 2.4rem; margin-bottom: 2.4rem; margin-top: 2.4rem;">
<em style="box-sizing: border-box; font-size: 16px; line-height: 24px;">Fortt Knox is a weekly podcast from CNBC anchor Jon Fortt.</em></div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com0tag:blogger.com,1999:blog-505267339449309261.post-34551156968564627532017-04-11T23:09:00.001-07:002017-04-22T23:30:36.005-07:007 Essential Steps to Take When Starting A Business.<h1 style="background-color: white; box-sizing: border-box; color: #333333; font-family: Lato, arial, sans-serif; font-size: 1.8rem; line-height: 2.2rem; margin: 0px 0px 10px;">
</h1>
<br />
<br />
<br />
<br />
<br />
<br />
<section style="background-color: white; box-sizing: border-box; color: #333333; font-family: Merriweather, Times, sans-serif; line-height: 1.8rem;"><div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgthPPL-wLPn-QWYNg3Q18LeNC-j9l3c2aFgDXYjw1dTM6oqfzu9CUvSsJCuJbgj_f4w8dQf-PHR_ohr8GKsm4g-iI53JWxkcMlWpsf7PY7JjUZ6dS2ktYaPWA_roBmN8TaUAD7icCJHuA/s1600/download.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgthPPL-wLPn-QWYNg3Q18LeNC-j9l3c2aFgDXYjw1dTM6oqfzu9CUvSsJCuJbgj_f4w8dQf-PHR_ohr8GKsm4g-iI53JWxkcMlWpsf7PY7JjUZ6dS2ktYaPWA_roBmN8TaUAD7icCJHuA/s1600/download.jpg" /></a></div>
<div style="box-sizing: border-box; margin-bottom: 1rem;">
Yes, there are thousands of businesses you could start, with more emerging daily thanks to new technology and good old-fashioned ingenuity. Yet despite the vast universe of possibilities, there are a few essential steps you need to take before starting a business, any business.</div>
<ol style="box-sizing: border-box;">
<li style="box-sizing: border-box;"><strong style="box-sizing: border-box;">Do your market research:</strong> Just because you build it or sell it doesn't necessarily mean anyone will buy it. The first essential step is to research your potential market. Who needs what you are offering? Is there space for your product or service in the market or is the market saturated? Is the market national? Is it a niche? Can you define your ideal customers? These are all questions that need to be answered before you even consider starting a business. Too many entrepreneurs have found out the hard way that there was not enough market share for them to capture. Others have realized that their target market audience was far too limited to make their business work.</li>
<li style="box-sizing: border-box;"><strong style="box-sizing: border-box;">Show yourself the money:</strong> You can't start a business without capital. Determine what you have, what you will need and how you will go about getting it. If you plan to seek investor funding or financing, start writing a business plan and practice your pitch. Research the costs associated with your business. Know how much money you'll need and decide where it could come from.</li>
<li style="box-sizing: border-box;"><strong style="box-sizing: border-box;">Hire a good business attorney:</strong>You don't necessarily need to have an attorney on a retainer, but you'll want to hire an attorney experienced with new businesses to help you get started. Your attorney can advise you about such things as drafting contracts, reviewing your lease and determining the right business structure. "A good attorney will know what it is that you are trying to do and help you structure your business in a way that will be beneficial to you," says Chris Talis, senior partner at Hedgerow Mergers Acquisitions in Teaneck, N.J. The best way to find a good attorney is by referral or through networking.</li>
<li style="box-sizing: border-box;"><strong style="box-sizing: border-box;">Hire a good accountant:</strong> An accountant will work in conjunction with your attorney and be instrumental in determining the best form of ownership. He can also help you establish bookkeeping and other record keeping procedures that can keep you on track for years. Most important, a good accountant will help with tax planning. "You will also want an accountant who understands the state laws, since every state has its own little intricacies, such as sales tax issues," Talis says, adding that it's important for your accountant to be familiar with startup ventures.</li>
<li style="box-sizing: border-box;"><strong style="box-sizing: border-box;">Decide on a business structure:</strong> Your choices include sole proprietorship, partnership, corporation, "S" corporation or limited liability corporation (LLC). Personal liability, taxes, paperwork and regulations vary greatly among the different legal business structures. Your attorney and accountant will play a key role in assisting you in this important decision.</li>
<li style="box-sizing: border-box;"><strong style="box-sizing: border-box;">Decide on a business name:</strong> It may seem obvious and simple, but the name is how your business will be known to the world. The right name says a lot about your company. Make a list of potential names and narrow the list down to the one that best describes your company in a few words, while being catchy, easy to remember, easy to pronounce and easy to spell. You should also consider how it will translate to a web domain name. You'll also need to do research to see if there are a) similar business names and b) similar domain names.</li>
<li style="box-sizing: border-box;"><strong style="box-sizing: border-box;">Get all necessary licenses and permits:</strong> Along with a business license, you may need to get additional licenses depending on the type of business and local laws. Many professionals, such as contractors and real estate agents, need to be licensed in the states in which they work. Additionally, you may need licenses to manufacture and/or sell specific products such as liquor, firearms or even lottery tickets. Research all licenses applicable in your county and your state. It's also extremely important to know the zoning laws before you open a business. Don't assume the zoning laws don't apply to you. You can get information on zoning from your local county clerk's office.</li>
</ol>
<div style="box-sizing: border-box; margin-bottom: 1rem; margin-top: 1rem;">
There are definitely other important steps to getting a business off the ground, such as finding a technical expert and launching a website (a must in today's competitive market). However, if you've taken the seven steps above, you will find yourself in a confident, business-ready position.</div>
<div style="box-sizing: border-box; margin-bottom: 1rem; margin-top: 1rem;">
Source: www.entrepreneur.com</div>
</section>Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com3tag:blogger.com,1999:blog-505267339449309261.post-76233750560475050612017-04-04T00:16:00.001-07:002017-04-14T23:19:57.961-07:00From waiter to CFO<div id="quotablecontent" style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 16px; line-height: 20.8px;">
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<div class="separator" style="clear: both; display: inline !important; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVErCI1frTbIASV11PsqzSC1jgMd6zGKzXai537S_8uug1FGdAyBUE7cBAGLEUV_E-KMwwbdMa2PnR1soO-Er400bLv9JxchKF-fd3sXdagDIpDZ61WpMIjdIZ_265JcEMzNnQVV4FC7A/s1600/IMG_1328-830x463.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="178" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVErCI1frTbIASV11PsqzSC1jgMd6zGKzXai537S_8uug1FGdAyBUE7cBAGLEUV_E-KMwwbdMa2PnR1soO-Er400bLv9JxchKF-fd3sXdagDIpDZ61WpMIjdIZ_265JcEMzNnQVV4FC7A/s320/IMG_1328-830x463.jpg" width="320" /></a></div>
<strong style="box-sizing: border-box;"><b style="box-sizing: border-box; line-height: 19.2px;"></b>Stefan Payne, Chief Financial Officer at Titan Airways, studied AAT with Gareth John, Director and tutor at <a href="http://www.firstintuition.co.uk/aat/study-aat-first-intuition/" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; box-sizing: border-box; color: #00ab4e; text-decoration: none; transition: all 0.3s ease-in-out;" target="_blank">First Intuition</a>.</strong></div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Gareth recently met with Stefan and asked him a few questions about how his successful career in finance started.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
What attracted you to a career in accountancy?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
I was looking for a career with opportunities, a career that could satisfy my ambitious nature and that paid well too. I chose accountancy as it provides all of those things whilst perfectly suiting my analytical, logical nature and my desire to be involved in the heart of a business.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
How did you get started?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
My route into accounting was not a typical one. After my A levels I worked in the hotel and retail industries for six years in an operational capacity. I started as a waiter working my way up to management level, before deciding on a change of career. In 2005 I joined the accounting firm Price Bailey as a trainee auditor.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
How long did it take you to move from that position to your current role as CFO?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Eight and a half years.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
What qualifications do you have?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
I didn’t do a degree, which surprises a lot of people. When I was in full-time employment I studied and completed my AAT assessments before going on to complete the ICAEW qualification.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
I chose to start with the AAT qualification because it seemed to be the logical choice for me. AAT provided me with all of the fundamental knowledge and core skills I needed to become a good accountant and it also perfectly complemented my workplace learning. This combination of technical and practical skills turned out to be the ideal preparation for the ICAEW studies that followed.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
What do you enjoy most about your position?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
The variety and being at the heart of an interesting, fun, dynamic business. Yes, I’m a qualified accountant, but the role of CFO becomes so much more than this. For me, becoming an accountant was always the route to open the doors to business leadership. However being an accountant at heart, I still enjoy rolling my sleeves up and getting stuck into the accountancy work, especially on the technical and tax side.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
What is unique about working for an airline as an accountant?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Personally I love the aviation industry – it’s so interesting and varied, and with such complexities you only truly appreciate once you’re in it. The airline industry means that my role has to cover so much that may not exist in other business of similar size. Items such as aircraft purchase agreements with Singapore, regular cross-border transactions, with their tax and legislative complexities, managing business financial risks from significant but fluid foreign currency and fuel price movements, large debt funding for aircraft purchases.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
What are some of the surprising elements of your role?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
I get involved in a wide variety of areas, in fact probably spending more of my time on the non-typical finance functions. These would include, legal, HR, IT, recruitment, resource planning and commercial. Recent examples include being project sponsor and mentor for our new cabin crew uniform. This involved everything from being involved in the supplier selection process, uniform design and selection of final design as well as pricing and contract negotiations. Alongside this I work closely with our legal team, on anything from aircraft purchase agreements, loan documentation, commercial agreements, premise leases and complex aviation specific insurance policy documents.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
What advice would you give to someone who aspired to a similar role?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<strong style="box-sizing: border-box;">Have goals and aspirations</strong>, both short and long term, but ensure you regularly review these and don’t be afraid to revise them as and when necessary. There will be multiple paths to your goal, and you should keep your options open.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<strong style="box-sizing: border-box;">Grab opportunities to develop and learn with both hands</strong>. Every day, and every task should be seen as an opportunity to learn. This especially includes those days and tasks that didn’t go to plan. The old adage that you learn most from your mistakes is true.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<strong style="box-sizing: border-box;">Seek a mentor</strong> and learn from your peers and bosses, both the good and the bad – you will have both. You can then develop an understanding of what you like and what works and what doesn’t.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<strong style="box-sizing: border-box;">Don’t neglect the soft non-technical skills.</strong> As your career progresses these become far more important, especially if you move into a business. Communication skills and team/people management skills become paramount. Find opportunities to develop these, whether it is a part time job grafting in a restaurant teaching you valuable life lessons or volunteering at a local club or charity. Do something that tests you and puts you outside your comfort zone. As painful as it may seem on day one, it won’t take long and you’ll be developing new valuable skills you didn’t know you could.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<strong style="box-sizing: border-box;">Be confident and believe in yourself. </strong>If at first you don’t succeed. Life is a series of small decisions over a long period of time. Most days will not be obviously pivotal in the grand scheme of it, but the accumulation of each of those small decisions becomes important, as these are what drive you along your chosen path.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
And don’t forget, <strong style="box-sizing: border-box;">good old fashioned hard work</strong>, be a master of your own destiny.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
You now send your staff to courses at First Intuition. How do they find it?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
The feedback that I get from my team members about their studies at<a href="http://www.firstintuition.co.uk/aat/study-aat-first-intuition/" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; box-sizing: border-box; color: #00ab4e; font-weight: bold; text-decoration: none; transition: all 0.3s ease-in-out;" target="_blank"> First Intuition</a> is always excellent. The tutors are always willing to go the extra mile if a student needs that little extra help. The brilliant tutors are what makes First Intuition an excellent place to study, which is backed up with first class exam success rates. As an employer, the support I receive from First Intuition is fantastic.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
What benefit do you see to your business when your employees have a qualification?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
It goes without saying that employees studying for, or that already have, qualifications can add significant value to the team and business. Part of this benefit comes from the motivational aspect, but only when matched with the right attitudes, which is why recruitment is critical to success. Beyond just the motivational aspect, the core skills and technical knowledge gained from studying for AAT (and latterly ACA/CIMA/ACCA) has a direct benefit in their ability to perform in their role.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
With a finance team of nine in a complex business, we all have to get involved in so much, so having a team with a good qualification level is essential. It allows us to perform collectively to a much higher standard, delivering a far superior output to the business to support the critical business decisions being made all the time.</div>
<h2 style="box-sizing: border-box; font-size: 18px; font-weight: 100; line-height: 1.2em; margin-bottom: 0.375em; text-rendering: optimizeLegibility;">
How do you motivate and inspire your employees?</h2>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Motivation comes in many forms. I have been managing teams now for 17 years. One thing you learn is we are all individuals, unique in many ways, but also alike in many others. Any good team is built with a good blend of personalities, which can thrive off each other, drive and inspire each other, but ultimately get along too. With motivation being very personal to each individual, you have to understand and respect what their drives, want and needs are. Then if possible you can work to fulfilling these in some way.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Inspiration comes from my motto, to lead by example with passion and belief in what we do, striving to be the best we can, wanting to be successful (however you define success). Having common combined goals and objectives that as a collective you are part of is hugely inspirational. It can be small short term tasks or large long term aims, in fact a mix of most is best.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Working hard is essential, but so also is having fun. We all spend enough of our lives at work, that we should try enjoy it too, know when to take a situation very seriously and equally when to have a laugh.</div>
<div style="box-sizing: border-box; clear: both; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<em style="box-sizing: border-box;">Photo: Gareth John director of First Intuition (left) and Stefan Payne, CFO of Titan Airways. </em></div>
</div>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<b style="box-sizing: border-box;">Gareth John is a qualified chartered accountant and tutor at First Intuition.</b></div>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<b style="box-sizing: border-box;">Source:http://www.aatcomment.org.uk/from-waiter-to-cfo/</b><br />
<div class="separator" style="clear: both; text-align: center;">
<b style="box-sizing: border-box;"><br /></b></div>
</div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com4tag:blogger.com,1999:blog-505267339449309261.post-15069103968042800972017-03-26T23:42:00.000-07:002017-04-22T23:30:59.859-07:0010 reasons why accountancy is a great career<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<strong style="box-sizing: border-box;"><b style="font-size: medium; line-height: normal; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGYQRGmRdAJleT-CDwPJ-nGrk9c6UNEWfKCq4M4yy5RRYHHR9C16sLfNCo5UUFABJKGo1fmh7xfMUkOLvCBeRYljvlxGItjRAhf44B7yP2vWH2jztrTTb7OhgDU6hfh25JGCMxJokSm0U/s1600/images.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="137" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhGYQRGmRdAJleT-CDwPJ-nGrk9c6UNEWfKCq4M4yy5RRYHHR9C16sLfNCo5UUFABJKGo1fmh7xfMUkOLvCBeRYljvlxGItjRAhf44B7yP2vWH2jztrTTb7OhgDU6hfh25JGCMxJokSm0U/s320/images.jpg" width="320" /></a></b> You've taken the first step and committed to changing your future but might be wondering what will happen after you qualify. </strong></div>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
You should feel confident in knowing that you’ve chosen a career that’s in demand with opportunities to work in a variety of roles or become your own boss. Here are just some of the reasons why accountancy is a great career.</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
1. Employers always need accountants</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
According to a report by recruitment company Robert Half, finance and accounting skills are in short supply. In the survey, 92% of finance managers and directors said they found it difficult to find skilled staff.</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
2. Salaries are increasing</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
The same survey found accounting salaries are increasing across the board, and part-qualified candidates are being offered salaries at the same level as fully qualified accountants – a sign that companies want to nurture new staff.</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
3. Accountancy is a great choice if you’re changing careers</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
AAT training provider Kaplan asked 14,000 people how they got into accountancy. Of the respondents, 55% said they started in a different career before making the switch, primarily for the career prospects offered by accountancy.</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
4. Accountants are a happy bunch</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Of those career changers surveyed by Kaplan, 80% said they were happier working in finance, while 83% said they’d recommended accountancy to their friends and family. “I love my job,” says Georgina Pluck (pictured), who works as a commercial accountant, providing analysis to ensure each division of the business is performing efficiently. “Every job I’ve had in accounting I’ve absolutely loved. I’ve moved into different areas with each job, but I love it no matter what I’m doing.”</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
5. Accountancy is at the heart of everything</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
What do Disney, London Fashion Week, Glastonbury Festival and Claridge’s have in common? They all need accountants. In fact, large or small, every organisation needs accounting expertise. Shandrae Sampson works at the British Fashion Council in the finance department. She loves the element of glamour in her job. “Part of my job involves going backstage and helping make sure models turn up and designers are happy. It gets me out of the office and connects me with what the organisation is about.”</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
6. Accountants can fight crime</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Ever heard of forensic accounting? Essentially, it involves investigating financial crimes such as fraud, money laundering, weapons trading, and even terrorism. If you want to make a really positive contribution to society through accountancy, this could be the route for you.</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
7. You can change careers, within your career</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Working within the finance industry gives you the opportunity to work in a diverse number of positions for a variety of employers. You could work as a management accountant or a financial director, within a start-up or a Fortune 500 company, work for yourself or work part-time – the options are endless. Did you know a quarter of FTSE 100 bosses are qualified accountants? Finance is an incredible foundation to take you in any direction you like.</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
8. Accountancy is so much more than numbers</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Today’s accountants have a more diverse role than ever, working as business advisors shaping corporate responsibility, ethical decision making and business development strategy for their clients. While you may be working with numbers, it’s people that you will have the biggest impact on.</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
9. Accounting gives you the skills to run your own company</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
Lindsey Dove runs her own business, making and selling candles from home: “When you are a one-man band looking to set up your business with limited resources, the costing aspect can be make or break. Having accounting skills enabled me to keep my own records without having to pay someone, and that goes a long way.”</div>
<h1 style="box-sizing: border-box; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 18px; font-weight: 100; line-height: 1.222em; margin: 0.67em 0px; text-rendering: optimizeLegibility;">
10. Your boss might pay for your training</h1>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
In Kaplan’s accountant survey, 60% of people got financial support from their employer or training provider when taking an accounting course. So you could gain a qualification and get paid for it<span style="line-height: 1.6em;">.</span></div>
<div style="box-sizing: border-box; clear: both; font-family: 'Trade Gothic W01 Light', Helvetica, Arial, sans-serif; font-size: 12px; line-height: 1.6em; margin-bottom: 10px; padding: 0px; text-align: justify;">
<span style="line-height: 1.6em;">Written by: </span><b style="box-sizing: border-box; line-height: 19.2px;">Mark Rowland </b></div>
<div style="box-sizing: border-box; clear: both; margin-bottom: 10px; padding: 0px; text-align: justify;">
<span style="box-sizing: border-box; font-size: 12px; line-height: 19.2px;"><span style="font-family: "trade gothic w01 light" , "helvetica" , "arial" , sans-serif;"><b>http://www.aatcomment.org.uk/10-reasons-why-accountancy-is-a-great-career/</b></span></span></div>
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com5tag:blogger.com,1999:blog-505267339449309261.post-82076307966400640362017-03-23T02:07:00.001-07:002017-04-01T15:32:01.858-07:008 Questions Your Financial Statements Won't Answer<div dir="ltr">
<u>Our</u> CPA firm teaches free training classes to Napa Valley Winery owners and their teams. We just completed a class called Making Sense of Winery Financial Statements in which we asked attendees to review the above (red neck winery case study) financial statements. This was done at the beginning of class, before we gave them any instruction. <br />
We asked them two questions:</div>
<div dir="ltr">
What can you learn from these financial statements? </div>
<div dir="ltr">
What do you need to know but can't answer from these statements? </div>
<div dir="ltr">
Based on our decidedly unscientific survey, there is more information missing from the financial statements than appearing on it. These business owners, like many others we have trained over the years, struggle to make sense of our main deliverable, financial statements. They want more context around their business results. They had unanswered questions like: Why I am making less profit than last year? Is this good? How are others like me doing? What should I be producing in gross margin? What should I spend on marketing? What is the average cost of farming per acre in the Napa Valley? What changes should I make to improve my results? Do I need to hire more employees? Would a banker lend me money? For us, the most critical question for a business owner was "What would you do differently tomorrow based on the information provided on these financial statements? " Other than cutting expenses and firing all of the staff, there was consensus among the group that no obvious actionable strategies could be gleaned from the financial statements themselves.* </div>
<div dir="ltr">
Financial statements are not enough. Business owners need different information. They want visual data, benchmarks, what-ifs and information presented in plain English. They want to help their teams understand the connection between their individual actions and financial results. And mostly, they want to work with accountants (both inside their organizations and outside) who know how to provide this information in a way they can understand. In class, we shared key ratios and walked through different tools and dashboards (like Fathom, $COPE It! ™ and the Profit Equation Planner™ from Mentor Plus.) We also shared our own BDCo scorecard using normalized data that we compile and deliver to our top customers. All of these tools are designed to provide insights that lead to changes in behavior, new actions, and improved results. </div>
<div dir="ltr">
They have Key Performance Indicators (KPIs) including financial and non-financial measures, (which for wineries include things like the number of visitors or the number of tours per day) which are usually leading (not lagging) indicators of future business success. <br />
Using these tools we were able to offer our sample winery the following answers to the 8 questions above: <br />
Why I am making less profit than last year? Your cost of wine sold has increased over last year by 2%, result in lower gross profit. At the same time your operating expenses increased, leading to lower net income. ($COPE It! and Fathom)</div>
<div dir="ltr">
Is this good? How are others like me doing? You are showing a loss, while other Napa Valley wineries of your size are able to generate a bottom line profit of about XX%. (BDCo Scorecard). What should I be producing in gross margin? It varies by type of winery operation, but in general, your margins are lower than the industry average of XX% by 5%, but you are under-performing the industry's highest achievers by 12%. (BDCo Scorecard). </div>
<div dir="ltr">
What should I spend on marketing? You should spend as much as it takes to drive the revenues you have planned for the current year. (You need to know the relative return on different marketing investments. We can help you make those calculations.) We are seeing smaller wineries spend around X% of revenue on direct marketing. (BDCo Scorecard). </div>
<div dir="ltr">
What is the average cost of farming per acre in the Napa Valley? We are seeing costs of around XX for wineries like yours. Your costs exceed that by $200 per acre. (BDCo Scorecard). </div>
<div dir="ltr">
What changes should I make to improve my results? In order to achieve positive operating cash flow, you must first generate a profit, which can be accomplished by increasing your effective price per unit, selling more wine, or reducing expenses. Once you have generated a profit, you also need to reduce your Accounts Receivable Days Outstanding and monitor the relationship between production and sales so that Inventory doesn't grow faster than sales. ($COPE It! and Fathom tools)</div>
<div dir="ltr">
Do I need to hire more employees? If you keep the same number of staff, the same number of visitors to your tasting room, but increase the sales per customer by one bottle per day, you can achieve your revenue targets. (Profit Equation Planner by Mentor Plus as modified for individual wineries.)</div>
<div dir="ltr">
Would a banker lend me money? No. Your debt to equity ratio and negative operating cash flow (which is on the Cash Flow Statement that no one ever reads) results don't bode well for a traditional bank loan. ($COPE It!) There is plenty of opportunity in our industry for accountants who look further than the financial statements, who learn new skills, invest time in finding the right tools, and learn how to communicate financial information in a way that works for their clients. Your clients have questions that need to be answered. <br />
Are you ready to answer them? _______________ *We provided summary financials on purpose - we wanted to make a point. We explained the difference between financial statements that satisfy the basic GAAP standards, and those that provide meaningful managerial information with enough detail to drive decisions. </div>
<div dir="ltr">
About the author : <br />
Geni Whitehouse is the Countess of Communication at www.bdcocpa.com <br />
About BDCo BDCo is a different kind of accounting and advisory firm. We live and work in the Napa Valley and specialize in wine industry accounting. But it goes deeper than our industry expertise. It starts with our beliefs : We believe customers have the best answers. So we listen to them.We believe employees have the best ideas. So we trust them.We believe Napa Valley is the best place to work, live and visit. So we work to protect it. We live to enjoy it. We savor the company. </div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com0tag:blogger.com,1999:blog-505267339449309261.post-41186614915726298462017-03-17T00:06:00.001-07:002017-05-03T01:43:51.241-07:00You may be busy, but you probably aren’t as productive as you think — and you’re definitely working yourself to death<div dir="ltr">
How do we measure professional success?<br />
Is it by the location of our office or the size of our paycheck? Is it measured by the dimensions of our home or the speed of our car? Ten years ago, those would have been the most prominent answers; however, today when someone is really pulling out the big guns, when they really want to show you how important they are, they’ll tell you all about their busy day and how they never had a moment to themselves. </div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
With the use of modern technology, what we could once accomplish in the average 40-hour work week, we can now do in a mere 29 hours, yet statistically the average American is working more hours than ever before. We have created a society of “busyness,” both in the workplace and in the home. Since the introduction of technology, working professionals are expected to be available around the clock. In fact, France, in an effort to protect their workers, passed a new law barring work e-mail after hours, under the long supported notion by economists that: working longer hours does not result in increased productivity. However, even spouses who choose to stay at home are becoming increasingly busy. </div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
Economist Juliet Schor describes the increasing standard of cleanliness that has brought additional work to stay-at-home parents: from 1925-1965 the amount of time spent on laundry in the United States vastly increased; what was the contributing factor? The invention of the automatic washers and dryers. Tools like computers and washing machines, invented to save us time and energy, are actually taking up more of our time as standards of professionalism and cleanliness increase with capability. </div>
<div dir="ltr">
Although this is a globalized problem, America is the poster child for busyness. I am a dual citizen of the United States of America and Italy, and have benefitted from the rigorous American work ethic and the relaxed Italian lifestyle. Italian workers receive 42 paid vacation days per year. A surprising figure, but come on, Italians are always extreme! However, Germany, a country known for its work ethic and efficiency, has 35 paid vacation days every year. How many do we receive in America? 12. We get 12 paid vacation days, and is anyone complaining? No! Because most of these vacation days go unused within the United States! In addition to our lack of paid vacation days, the United States does not benefit, like 185 other countries in the world, from paid parental leave. Instead we join countries like Papua New Guinea, Oman, and Swaziland with unpaid maternity leave, not to even mention unpaid paternity leave. So why do we do this? Does all this extra work make us more productive? Not necessarily. </div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
David Johnson, a writer for Time magazine explains: “Mexico—the least productive of the 38 countries listed in 2015 data from the Organization for Economic Cooperation and Development (OECD)—has the world's longest average work week at 41.2 hours (including full-time and part-time workers). At the other end of the spectrum, Luxembourg, the most productive country, has an average workweek of just 29 hours. The United States ranks fifth, according to the OECD, contributing $68.30 to the country's GDP per hour worked, countering claims that Americans are the most productive workers in the world. America put in more hours—33.6 per week on average—than all four of the European countries with higher productivity rankings.” As I continued to research this topic I found that America was continually falling in the ranks of productivity while forever increasing their number of work hours. A 2016 study by YouGov Uk showed America to be the 10th most productive country in the world, while remaining the nation on the top ten list that works the most hours.The U.K. is taking a leading role in calling for change. YouGov Uk found that a “working day of seven hours or less would be most productive, and 44% of professionals agree that the work week should be less than five days. Denise Landers, a productivity expert, explains that relaxation time helps people manage their daily stress, acquire new perspectives on ideas, and find new energy. </div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
Denmark is consistently rated the happiest country in the world by the UN and myriads of researchers, who make the study of “happiness” and “well-being” their priority. Denmark is not only deemed the happiest country due to its trust in their government, a minimum wage of $20, and an average of 33 hour work weeks, in addition to all that Danes use their extra time to involve themselves in extracurricular activities. When the OECD ranked nations based on work-life balance last year, Denmark came out on top.The work culture in Denmark is similar to that in the rest of Scandinavia. Flexible work schedules are common and paid vacation time is ample, with at least five weeks of paid vacation each year. CNN conducted a study this past year on the importance of happy workers. Happiness can make or break a business and “disgruntled, disengaged, unsatisfied workers” cost money. “We aren’t talking a few extra dollars here. Unhappy workers cost the U.S. between $450 and $550 billion in lost productivity each year, according to a 2013 report on the state of the U.S. workplace conducted by research and polling company Gallup. Americans are literally working themselves to death. Forced overtime, over scheduling, commuting, unpaid labor, housework, increased standards of cleanliness, church service, time cost, and media usage occupy so much of our day that no time is left for ourselves, and we glorify this. </div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
We use our busyness to stroke our egos, we work all day and fill our free time with additional activities because we’re “important” and no one else can do what we do. Well this culture of busyness is creating an extremely unhealthy nation, both mentally and physically. CNN reports that health care costs will grow at an average rate of 5.8 percent every year until Nearly $1 in every $5 spent in the United States by 2024 will be on health care, and for a country where 1 out of 5 dollars is spent on healthcare, America is extremely unhealthy. For the past several years the U.S. has consistently ranked in the 30’s on the world scale of healthiest countries; however, just this past year we were bumped up to number 28 by Bloomberg. </div>
<div dir="ltr">
Stress and overwork are contributing to American hypertension, heart disease, diabetes, obesity, infertility, anxiety, depression, chronic undiagnosed pain, and sleep deprivation. On top of all that, we are experiencing a significant decline in social capital. We are not visiting with our friends and our neighbors like the happy Danes do and we aren’t volunteering nearly as much as our citizens have historically. We are even seeing steady decrease in the amount of voters and the amount of people who recycle. </div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
Ariana Huffington, one of the most successful women in the modern world, recently published an article discussing what she would tell her 22-year-old self: "If I could go back in time, I'd introduce my 22-year-old self to a quotation by the writer Brian Andreas: 'Everything changed the day she figured out there was exactly enough time for the important things in her life.’” Huffington comments that had she heard this quotation sooner, she would have saved herself the expense of the, “perpetually harried, stressed-out existence [she] experienced for so long.” The editor-in-chief of the Huffington Post continued by calling American obsession with time a “personal deficit crisis.” She said, “Feeling rushed — or like we don't have enough time to accomplish what we want — which is also known as "time famine," has very real consequences, from increased stress to diminished satisfaction with your life.” Huffington adds: "As long as success is defined by who works the longest hours, who goes the longest without a vacation, who sleeps the least, who responds to an email at midnight or five in the morning — in essence, who is suffering from the biggest time famine — we're never going to be able to enjoy the benefits of time affluence.” Why do we glorify “time famine?” Is it in pursuit of the “good life?” Well let me tell you, you’re missing it! The good happens while you’re busy working. </div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
Do you work hard so you can retire and sit on the beach with your kids and lounge without a care in the world? Well you can do that now! Use your vacation days! Take time to relax and de-stress. Clear your mind and your thoughts and give the world your best! When you are happy, well-rested, and relaxed your productivity will greatly increase, you will build more meaningful relationships and with others, and you will find that the “good life” has been within your reach all along. </div>
<div dir="ltr">
By Benjamin <u>Cardullo</u></div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com0tag:blogger.com,1999:blog-505267339449309261.post-84742531503779419922017-03-14T03:42:00.001-07:002017-03-30T23:44:25.800-07:0010 Ultimate Guides To Getting Out Of Debt<div dir="ltr">
<br /></div>
<div dir="ltr">
<b>The Ultimate Guide To Getting Out Of Debt</b></div>
<div dir="ltr">
<br /></div>
<div dir="ltr">
Five years ago, when I was in my mid-30s, I opened my first adult savings account. I was attending a friend’s wedding in India and wanted to make sure I had enough money to go.</div>
<div dir="ltr">
What I didn’t consider but later realized was that, at that time, I had $6,500 of credit card debt and $18,500 of student loan debt. Looking back, I can see that a more practical person would have said that going to India for three weeks might not be a prudent idea.</div>
<div dir="ltr">
By the time I got back that August, the credit card balance had grown to $7,500. Panic gripped me. I had been in this situation before, in my 20s. The only difference was that, then, I had an okay excuse to fall into credit card debt: I was making very little money, and doing so irregularly. But this time around, I had a good, steady job, making decent money. I had nothing to blame but my own stupidity.</div>
<div dir="ltr">
That September I took a workshop that, for the first time in my life, got me a budget. That step put me on the road to knocking out the credit card and student loan debt, saving up enough money to freelance, and then quitting and now earning more than I ever did in any full-time job — all in the span of four-and-a-half years.</div>
<div dir="ltr">
If your bills give you anxiety and your debts are getting in the way of other dreams, it may be time for you to follow the path that I did. I’ve laid out a strategy based in both personal experience and my work as a personal finance journalist that will hopefully get you on the path to being debt-free.</div>
<div dir="ltr">
<img src="https://blogs--images-forbes-com.cdn.ampproject.org/i/blogs-images.forbes.com/laurashin/files/2015/05/Get-out-of-debt-1940x1455.jpg?width=960" /></div>
<div dir="ltr">
(Simon Cunningham/Flickr)</div>
<div dir="ltr">
<b>1. Commit to getting out of debt.</b></div>
<div dir="ltr">
This may seem like a throwaway tip, but it is one of the most important. Getting out of debt is hard. It takes maintaining discipline over a long period of time. It demands lifestyle changes. It also sometimes requires bucking peer pressure.</div>
<div dir="ltr">
While you shouldn’t build a plan so austere that it would be impossible to stick to, you will have to make some tough choices. If you’re used to treating yourself to spa days or shopping sprees or wild nights out, you’re going to have to give up some of these tangible and expensive pleasures in order to obtain what right now seems like the abstract state of being debt-free. If you and your partner are collectively in debt, they’ll need to be on board as well. It’s not possible to do this on your own if your other half is still spending up a storm.</div>
<div dir="ltr">
Before you embark on this journey that will last months, if not years, think about how sweet it will be to be debt-free and be able to pursue other dreams you have, whether it’s buying a house, taking big vacations every year, sending your children to college, or something else. If those goals are more important to you than nights out and wearing the latest styles, then you have the mindset to get out of debt.</div>
<div dir="ltr">
For motivation, create a visual reminder of what you’re working toward, such as a photo of the kind of house you’d like to buy, or the destination you plan on hitting when you can afford it. Put the image in your wallet, on your computer — wherever you spend money — to remind yourself of what you’d really like to do with it.</div>
<div dir="ltr">
<b>2. In a spreadsheet, list all your debts, balances, interest rates and minimum payments — and find out the total of what you owe.</b></div>
<div dir="ltr">
Both times I fell into debt, I didn’t know the total amount until I was pretty far along. Knowing the total will give you a rough sense of how long this might take. If you’re shocked by the number you see, just remind yourself that this is the highest the number will be. Within the next month, it will start to get smaller.</div>
<div dir="ltr">
Knowing your minimum payments will help you budget, and having your interest rates will help you decide on your debt repayment strategy.</div>
<div dir="ltr">
List your debts in order of highest-interest rate to lowest. Tally up your minimum payments so you know the minimum amount you need to put toward your credit cards every month.</div>
<div dir="ltr">
Keep the list easily accessible and editable so you can refer back to it in the coming months.I</div>
<div dir="ltr">
<b>3. Try to make 0% balance transfers, get your APR lowered or refinance.</b></div>
<div dir="ltr">
Now that you’re committed to paying down your debt, it would really help if it weren’t simultaneously increasing bit by bit. If you’re eligible for 0% balance transfers (you can search for credit cards on sites like <a href="http://bankrate.com/">Bankrate</a>, <a href="http://creditcards.com/">Creditcards.com</a>, <a href="http://creditkarma.com/">Credit Karma</a>, <a href="http://www.nerdwallet.com/">NerdWallet</a> and others), see if it makes sense to transfer your credit card debt.</div>
<div dir="ltr">
But beware the fine print. If the 0% offer only lasts six months, be sure you can pay that debt off within that timeframe. If not, you could end up paying higher interest than you were before — and it could even apply to the initial six-month period (look for the term “accrued interest” to see if this might happen). Also, calculate what the balance transfer fee is and make sure that even with the fee, you’ll still save money on the transfer.</div>
<div dir="ltr">
If you’re not eligible for a 0% balance transfer or decide it doesn’t make sense for you, call your credit card company to see if you can negotiate the APR down. If your main debt is a mortgage, look into refinancing. And if it’s student loan debt, refinancing might make sense for you. If you have federal loans, be aware that they offer a lot of flexibility — you don’t want to later regret losing that. If you refinance a federal loan, you should be confident you have the financial capacity to pay it off. Also, if your desire to refinance your student loan debt comes from not being able to make your payments at all, refinancing won’t help you — your focus should be on not defaulting. (Work out a plan with your student loan provider.) If you decide refinancing might make sense for you, check out some of the new online lenders, such as <a href="https://commonbond.co/">CommonBond</a>, <a href="https://www.meetearnest.com/">Earnest</a>,<a href="https://www.sofi.com/">SoFi</a> and <a href="https://www.upstart.com/">Upstart</a>, that have cropped up to help burdened graduates. Plus, also see if any credit unions available to you have appealing refi rates.</div>
<div dir="ltr">
<b>4. Start tracking your spending.</b></div>
<div dir="ltr">
In order to pay down your debt, you’ll need to find ways to free up the money you already have. Knowing where your money goes will help you spot where you can cut expenses. A number of online resources such as <a href="https://www.learnvest.com/">LearnVest</a> (disclosure: a former employer of mine) and <a href="https://www.mint.com/">Mint</a> will pull the transactions from your financial accounts so you can start categorizing and seeing where to trim the fat.</div>
<div dir="ltr">
Look for big expenses that don’t align with your priorities. If you’re surprised to see you spend $200 a month at Panera or Chipotle for work lunches, start packing PBJs. Also keep an eye out for expenses that you’re not utilizing — goodbye, gym membership! And note anything that was more expensive than it should have been, and get used to searching for coupon codes for online purchases and only shopping at in-store sales.</div>
<div dir="ltr">
<b>5. Do a first-pass at your budget.</b></div>
<div dir="ltr">
Figure out your annual take-home pay — what hits your bank account after taxes and 401(k) retirement contributions. (If you receive a paycheck every other week, multiply the amount by 26, then divide by 12 to get the exact monthly figure.) Tally up your necessary expenses: housing, transportation (hold off on including discretionary cabs and ride shares for now), utilities and groceries. Try to come up with a reasonable amount for your monthly groceries that you can stick to and that isn’t so rich you’ll be filling your cart with fancy cheeses every week.</div>
<div dir="ltr">
If the sum of your necessary expenses is greater than 50% of your take-home pay, it might be hard for you to pay off your debts in an expedient fashion. (If you have other necessary expenses like childcare, which allows you to work, then it’s fine to go over the 50% threshold.) Otherwise, if you’re exceeding the 50% mark, see if you can cut back on any of these necessary expenses in any way. Maybe your cell phone plan provides you with many more minutes than you need every month? If you are single, you may want to get a roommate to save on housing costs.</div>
<div dir="ltr">
<b>6. Work your debt and discretionary expenses into your budget.</b></div>
<div dir="ltr">
Now, calculate what percentage of your take-home pay your minimum debt payments are. If your necessary expenses are 50% or less, aim to put 20% of your take-home income toward your debt. If your minimum payments are less than 20% (say they tally $300 but 20% of your take-home is $600), you’ll be able to put more than the minimum toward your debt each month.</div>
<div dir="ltr">
Finally, see how much you have left to live on each month. From your monthly take-home, subtract your necessary expenses and your projected 20% debt payment. Divide the leftover by 4.33 to see how much you can spend each week. Is this enough to live on each week for your dining out, shopping, gym, entertainment, travel, gifts, cable, health and other costs?</div>
<div dir="ltr">
If not, get the numbers to a ballpark range that feels doable, even if it means not hitting that 20% debt repayment goal. Expect that you’ll have to go through a period of trial and error before you find the exact plan for you. But make a decision, and head into the next step knowing what you’ll be paying toward your debt every month.</div>
<div dir="ltr">
<b>7. Start your debt-repayment plan.</b></div>
<div dir="ltr">
Now that you have a monthly debt repayment target, go back to your debt spreadsheet. Pay the minimums on every debt except the highest-interest rate debt. Put the rest of your debt repayment money toward that debt every month until it’s gone. Afterward, cross it off the list and do the same for what is currently the second-highest interest rate debt. Continue like this down the list.</div>
<div dir="ltr">
This method of repayment will ensure you pay the least interest. If that top debt has a huge balance and you’re worried your motivation will flag, then you can try the “snowball” method, in which you start with the smallest balance and then use the momentum from paying that off to continue on to the rest.</div>
<div dir="ltr">
If you can, set up all the payments on auto-pay so you don’t have to worry about missing any of them one month.</div>
<div dir="ltr">
<b>8. Stick to your weekly allowance.</b></div>
<div dir="ltr">
The only way you’ll be able to pay off your debt is if you don’t keep adding to it. This means being vigilant about living within your means.</div>
<div dir="ltr">
Depending on your income and the cost of living in your city, this can be difficult unless you keep an eye on it. If you know you need to make a shift in your spending habits, try using cash. Take out your weekly allowance in cash each week and only let yourself spend that amount until it runs out. If your allowance week goes from Saturday to Friday, and you run out on Wednesday, then get creative for Thursday and Friday.</div>
<div dir="ltr">
If you’d like to still use credit, beware the studies show that paying with plastic makes people more inclined to overspend. What I did was to keep using my credit card but log my expenses on a spreadsheet that noted my weekly allowance and automatically subtracted the amount I had leftover after I entered each expense. The surpluses could carry from week to week, and if I went over one week, then I would enter the next week knowing how much less I had to spend. I also liked that it allowed me to “plan” my spending. If I had a friend’s birthday dinner planned for three weeks ahead, I could enter an estimate for the cost of the dinner in advance and then start the week knowing I had that much less to spend that week.</div>
<div dir="ltr">
You could also make sure you’re staying within your allowance with a budgeting app like LearnVest, <a href="https://levelmoney.com/">Level Money</a>, Mint or <a href="http://www.youneedabudget.com/">You Need a Budget</a>. Be sure to enter cash transactions manually so you’re not inadvertently overspending. If you’d like some help in finding ways to put more money toward your debt, use <a href="https://digit.co/">Digit</a>, which will, in the background, find ways to siphon some money out of your checking into a Digit savings account. You could then put the accumulation toward your debt payment every month.</div>
<div dir="ltr">
<b>9. Adapt to your new lifestyle.</b></div>
<div dir="ltr">
Now that you’ve started on your plan, you need to learn what behaviors will support it. If you feel comfortable doing so, tell friends and family about your debt repayment goal so they understand why you’re suggesting more potlucks and Netflix nights. If a friend suggest an activity that will be difficult on your budget, look for good free or inexpensive alternatives.</div>
<div dir="ltr">
Even for non-social activities like personal hobbies, look for ways to cut costs: If you dropped the gym, can you run outside, play tennis with a friend or join the city pools? In lieu of your yoga center membership, try one of the yoga websites that allow you to stream yoga classes online for a small fee each month. Instead of buying all the latest books, dust off your library card. If you’re paying a hefty fee for tons of cable channels you don’t watch, see if you can use cheaper online providers such as Hulu, Netflix and iTunes or buy an AppleTV to slake your thirst for TV.</div>
<div dir="ltr">
As you continue to track your spending in your online tool, look for more ways to cut expenses. You might have forgotten about the annual fee on that credit card you barely use, or realize you can use Google Voice and Skype more often to cut back on your mobile phone plan. Or, maybe you realize that with advance planning, you can more cheaply stock up on household items by buying in bulk at Costco. To freshen up your wardrobe, browse good local thrift shops or hold clothing swaps with friends.</div>
<div dir="ltr">
<b>10. Earn more money, and put gifts and windfalls toward your debt.</b></div>
<div dir="ltr">
Finally, one of the best ways to get out of debt — and what ended up being the crucial factor for me — is to earn more money. While cutting costs might free up a few hundred every month, a solid side gig could give you an extra $1,000 or more to put toward your debt. (In my case, I probably averaged an extra $2,000, which allowed me to reach my goals fairly quickly.) If you’re in a strong position at work, see if you can negotiate a raise. Don’t mention that the request stems from wanting to pay off your debt — make your argument based on your performance at work. But again, if this gives you another $500 to work with every month, you’ll be able to pay off that debt more quickly.</div>
<div dir="ltr">
If, as you’ve been reading the cost-cutting suggestions, you have a sinking feeling you have no fat to cut from your budget, then earning more will be your ticket out of debt. If a raise isn’t on the table for you, let everyone in your network — from friends to family to former coworkers — know that you’re looking for freelance gigs. If you receive a large sum, put the vast majority, if not all of it, toward your debt. If your monthly debt payments are $600, and you receive a gift of $5,000, putting $4,800 of it toward your debt will get you to your goal a full eight months earlier.</div>
<div dir="ltr">
Finally, every time you reach a debt repayment milestone, celebrate! Doing so will give you more motivation to keep going and help your progress feel tangible. Don’t be afraid to splurge, as long as it is on an expense that you’ll really savor and that won’t take you too far off your goals.</div>
<div dir="ltr">
Good luck, and congratulations to getting on the road to being debt-free.</div>
<div dir="ltr">
Source:<br />
By: <i><a href="http://www.forbes.com/sites/laurashin/">Laura Shin</a></i><br />
https://www.google.com/amp/s/www.forbes.com/sites/laurashin/2015/05/31/the-ultimate-guide-to-getting-out-of-debt/amp/?espv=1</div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com15tag:blogger.com,1999:blog-505267339449309261.post-74761183516325096092017-03-11T01:25:00.001-08:002017-03-11T01:25:56.227-08:00Happy Birthday to Me<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRR-qDE7r7YXIFHb37kJK5T89UwzLeGnCx2R7HnhtshReDBRhy-2_5sD61V94V2CGuIOzb15NMA474xPC4NMs4a-_5CFdD1HGZEkv2iLmT86XPwpSzBV0FJmn4qkQgMi4cRT-Yi928T2U/s1600/download.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRR-qDE7r7YXIFHb37kJK5T89UwzLeGnCx2R7HnhtshReDBRhy-2_5sD61V94V2CGuIOzb15NMA474xPC4NMs4a-_5CFdD1HGZEkv2iLmT86XPwpSzBV0FJmn4qkQgMi4cRT-Yi928T2U/s1600/download.jpg" /></a></div>
<span style="background-color: #fdfdfd; color: #666666; font-family: 'Titillium Web', Arial, sans-serif; font-size: 16px; line-height: 24px;">I remind myself every year on this special day how blessed I am to have been given another year to experience the wonders of this beautiful world! God is good! My birthday is a day I cherish and love. Happy birthday to me!!!!.</span><br />
<br />
<br />
<br style="background-color: #fdfdfd; color: #666666; font-family: 'Titillium Web', Arial, sans-serif; font-size: 16px; line-height: 24px;" /><br />Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com0tag:blogger.com,1999:blog-505267339449309261.post-9843842713456829652017-03-10T00:38:00.001-08:002017-04-10T04:45:05.328-07:00Forbes: When It's Time To Dump Your Career And Pursue Your Passion<div style="-webkit-margin-after: 0px; -webkit-margin-before: 0px; -webkit-padding-start: 0px; background-color: white; border: 0px; box-sizing: border-box; color: #222222; font-family: 'Noto Sans', Helvetica, Arial, sans-serif; font-size: 15px; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; padding: 0px; vertical-align: baseline;">
Perhaps you have been through a<a href="http://www.forbes.com/sites/kaytiezimmerman/2016/07/05/are-irrelevant-degrees-behind-the-quarter-life-crisis/#160551062e00" style="-webkit-tap-highlight-color: transparent; border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #003891; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_self">quarter life crisis</a> or maybe you are even in one right now. It’s possible you have questioned your career path and choices, wondering if you should have pursued your passion instead of the route you took.</div>
<div style="background-color: white; border: 0px; box-sizing: border-box; font-stretch: normal; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
<div style="color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; line-height: 1.6em;">
It’s well known that millennials are loyal to their values and morals, as published by the <a href="https://www2.deloitte.com/content/dam/Deloitte/global/Documents/About-Deloitte/gx-millenial-survey-2016-exec-summary.pdf" style="-webkit-tap-highlight-color: transparent; border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #003891; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">2016 Deloitte Millennial Survey</a>, where 55% of millennials said their personal values or morals had the highest level of influence on decision making at work. Since it’s common for millennials to defer their passion pursuits for a steady job, I talked to millennials who have already made the jump towards their dreams to find out what they had to say to those still in their sluggish career rut.</div>
<div style="color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; line-height: 1.6em;">
<span style="font-family: "noto sans" , "helvetica" , "arial" , sans-serif;">In short, the best time to dump your career and pursue your passion is now. Without a doubt, the professionals I spoke with who have made a successful transition to a passion pursuit said they wish they had jumped sooner. That was the only step they would have done differently. It’s a bit tough to believe when you think about all the things that could go wrong when quitting a steady job to pursue something of your own.</span></div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
“With the benefit of hindsight, I definitely would have gotten things started earlier,” said Michael Lux, Founder of <a href="http://studentloansherpa.com/" style="-webkit-tap-highlight-color: transparent; border: 0px; box-sizing: border-box; color: #003891; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">The Student Loan Sherpa</a>, a student loan blog. “The big benefit to starting a business while you have other employment is that there is little risk. The worst thing that can happen is that you don’t make any money, and you learn a tough lesson or two.”</div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
As Lux explains, often times you can start pursuing your passion while you are still employed elsewhere. Many millennials <a href="http://www.forbes.com/sites/kaytiezimmerman/2016/07/25/4-reasons-millennials-start-side-hustles/#1c24b882202c" style="-webkit-tap-highlight-color: transparent; border: 0px; box-sizing: border-box; color: #003891; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_self">take on side hustles</a> to test the market and develop their skills.</div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; font-stretch: normal; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
<div style="color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; line-height: 1.6em;">
“Honestly, I wished that I had pursued entrepreneurship earlier,” said Dr. Paul McNeil, CEO at <a href="http://www.scrappylock.com/" style="-webkit-tap-highlight-color: transparent; border: 0px; box-sizing: border-box; color: #003891; font-stretch: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">ScrappyLock</a>, a token-less multi-authentication software solution company. “I allowed my fear of the unknown to cripple me. Find ways to work towards your passion, even if it is only a little bit at a time.”<span style="font-family: "noto sans" , "helvetica" , "arial" , sans-serif; font-size: 1em; line-height: 1.6em;">Certainly there is a theme among millennials who have pursued their passion. It goes without saying that there is no time like the present. However, it’s easier to say make the jump than it is to do it.</span></div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 1em; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
According to Michael Rangel, Founder & CEO at <a href="https://clear.im/" style="-webkit-tap-highlight-color: transparent; border: 0px; box-sizing: border-box; color: #003891; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">Clear Financial</a>, a FinTech company for millennial business owners, there are a few primary reasons why millennials won’t ditch their day job to chase their dreams.</div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 1em; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
“The typical reasons young people cling onto their jobs are threefold,” shared Rangel.</div>
<ol style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: black; font-family: georgia, 'times new roman', times, serif; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 1.4em; list-style: none; margin: 0px; padding: 0px; vertical-align: baseline;">
<li style="border: 0px; box-sizing: border-box; color: #222222; font-family: 'Noto Sans', Helvetica, Arial, sans-serif; font-size: 1em; font-stretch: normal; line-height: 1.6em; list-style: decimal; margin: 1em 0px 1em 2em; padding: 0px; vertical-align: baseline;">I need to make more money before I launch something of my own.</li>
<li style="border: 0px; box-sizing: border-box; color: #222222; font-family: 'Noto Sans', Helvetica, Arial, sans-serif; font-size: 1em; font-stretch: normal; line-height: 1.6em; list-style: decimal; margin: 1em 0px 1em 2em; padding: 0px; vertical-align: baseline;">I need more experience before I do something on my own.</li>
<li style="border: 0px; box-sizing: border-box; color: #222222; font-family: 'Noto Sans', Helvetica, Arial, sans-serif; font-size: 1em; font-stretch: normal; line-height: 1.6em; list-style: decimal; margin: 1em 0px 1em 2em; padding: 0px; vertical-align: baseline;">I need to meet more people to open up the doors before going my own way.</li>
</ol>
<div style="color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; line-height: 1.6em;">
<div style="-webkit-margin-after: 0px; -webkit-margin-before: 0px; -webkit-padding-start: 0px; border: 0px; box-sizing: border-box; font-family: 'Noto Sans', Helvetica, Arial, sans-serif; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
Rangel. “The time will never be just right. You will never have the right amount of money, knowledge, or connections to start something comfortably. It’s a hard and long road, but if you have the grit it will be the most rewarding journey you will ever experience.”</div>
<div style="-webkit-margin-after: 0px; -webkit-margin-before: 0px; -webkit-padding-start: 0px; border: 0px; box-sizing: border-box; font-family: 'Noto Sans', Helvetica, Arial, sans-serif; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
Rangel himself knows that time is of the essence, even at such a young age. He decided to pursue his passion after a car accident put him in a coma and became a near death experience. He realized he was too comfortable in his old job. “Comfort can be a gateway drug to complacency,” he shared. “Although it may not be biologically dangerous, the mental ramifications it can have are incredibly powerful and demoralizing.”</div>
<div style="-webkit-margin-after: 0px; -webkit-margin-before: 0px; -webkit-padding-start: 0px; border: 0px; box-sizing: border-box; font-family: 'Noto Sans', Helvetica, Arial, sans-serif; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
Not everyone needs a near death experience to know what they should do. Some millennials know early on that a cookie cutter job won’t work.</div>
<div style="-webkit-margin-after: 0px; -webkit-margin-before: 0px; -webkit-padding-start: 0px; border: 0px; box-sizing: border-box; font-family: 'Noto Sans', Helvetica, Arial, sans-serif; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
“Day one I knew that a traditional career path was not for me,” said Rachael Bozsik CEO and Founder of <a href="http://www.thebrandgirls.com/" style="-webkit-tap-highlight-color: transparent; border: 0px; box-sizing: border-box; color: #003891; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">The Brand Girls</a>, a College Women’s Workshop. “In the moment when my boss told me that I had to clock in and out for my lunch hour that it would never work. If you have a brilliant idea that you want to work on you had to go through two levels of management to get approved. I am and have always been entrepreneurial spirited at my past experiences I felt completely creatively suffocated!”</div>
<div style="-webkit-margin-after: 0px; -webkit-margin-before: 0px; -webkit-padding-start: 0px; border: 0px; box-sizing: border-box; font-family: 'Noto Sans', Helvetica, Arial, sans-serif; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
<span style="font-family: "noto sans" , "helvetica" , "arial" , sans-serif;">After hearing from these millennial entrepreneurs, it’s evident that the earlier you start working on what matters to you, the better. But executing on that can be difficult. I asked them for advice for young millennials considering making the jump.</span></div>
</div>
<div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
<span style="border: 0px; box-sizing: border-box; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">“Try to find a job that you are excited about and can't help thinking about the daily projects,” said </span>Joanne Jiang, Founder at <a href="https://ladymarry.com/" style="-webkit-tap-highlight-color: transparent; border: 0px; box-sizing: border-box; color: #003891; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">LadyMarry</a>, a virtual wedding planner app.</div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
Surely you will need to pursue something that attracts and keeps your attention, so you can keep it up over the long haul. Even if you have found something that keeps you up at night working on it, there can be hesitation when making such a tough career decision.</div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
“We are taught to use our mind and not our heart when it comes to making career decisions,” said Sami Wunder, a <a href="http://samiwunder.com/" style="-webkit-tap-highlight-color: transparent; border: 0px; box-sizing: border-box; color: #003891; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">Dating and Relationship Coach</a> and Author of Your Feminine Roadmap to His Commitment. “I strongly feel it should be the opposite. If you tried to rationalize a top Economics student giving up her lucrative career as a consultant for international organizations, becoming a love coach and starting from scratch with nothing in her savings, I would appear crazy to you.”</div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; font-stretch: normal; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
<div style="color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; line-height: 1.6em;">
Wunder shares this having gone through the difficult choice to dump a traditional career and become a love coach. Her success extended well beyond what would have been possible in a traditional career.</div>
<div style="color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; line-height: 1.6em;">
<br /></div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
The last piece of advice worth sharing on this topic can sound very much like a negative millennial stereotype, but it actually makes clear sense.</div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
“Be selfish,” said Akash Nigam, CEO of <a href="http://www.blend.la/" style="-webkit-tap-highlight-color: transparent; border: 0px; box-sizing: border-box; color: #003891; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">Blend</a>, a messaging app for millennials. “As a young adult, you are allowed to be selfish—you are generally only responsible for yourself and you should use that time to really explore what you are passionate about. If you are 20 and dreaming about what you want to become when you are an established, 40 years old professional, figure out how to achieve that at 20 years old.”</div>
<div style="border-image-outset: initial; border-image-repeat: initial; border-image-slice: initial; border-image-source: initial; border-image-width: initial; border: 0px; box-sizing: border-box; color: #222222; font-family: 'noto sans', helvetica, arial, sans-serif; font-size: 15px; font-stretch: normal; line-height: 1.6em; margin-bottom: 1em; margin-top: 1em; padding: 0px; vertical-align: baseline;">
For any millennial who feels stuck in their current career and wants to dump their job for a passion project, know that the best time to try is now. There will always be reasons not to, such as needing more time, money or experience before trying. But if you find something you are excited about, you should make the tough decision to be selfish and give it a shot before you have more responsibilities, professionally and personally, to hold you back.</div>
<span style="color: #222222; font-family: "noto sans" , "helvetica" , "arial" , sans-serif;"><span style="font-size: 15px; line-height: 1.6em;">Source: </span><span style="font-size: 15px; line-height: 24px;">https://www.forbes.com/sites/kaytiezimmerman/2017/03/05/when-its-time-to-dump-your-career-and-pursue-your-passion/#390c1d877073</span></span></div>
</div>
</div>
</div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com0tag:blogger.com,1999:blog-505267339449309261.post-21094924458361680612017-03-09T01:49:00.000-08:002017-04-14T23:20:29.560-07:005 Reasons Why You Should Start That Business<h3 class="post-title entry-title" itemprop="name" style="color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 24.48px; font-stretch: normal; margin: 0px; position: relative;">
<span style="font-size: 15.84px; line-height: 1.3;">2017: REASONS WHY YOU MUST START THAT BUSINESS THIS YEAR</span></h3>
<div class="post-body entry-content" id="post-body-6120340156800442793" itemprop="articleBody" style="font-size: 15.84px; line-height: 1.3; position: relative; width: 298px;">
Some months ago the Federal Government released a report that the Nation is in recession. Forthwith, things began to deteriorate both financially and economically for "some" individuals because of the different fiscal and monetary policies of the federal government which were geared to rescue the Nation's Economy from the chronic disease called "Recession". As a result of these emergency surgical operations the Forex law became more tight, importation of certain items were banned, companies also began to downsize their operations . All we kept on hearing was recession! recession!! recession!!!. I thought this issue of recession was a general phenomenon to all (both the rich and poor) but to my utmost surprise I discovered that there are "some" individuals who are actually immuned to "recession". I know you might be thinking " politician" but No. We have a lot of people who aren't occupying any political positions and they are doing good and living a good life.<br />
Did you know that during the wake of the recession a lot of people were still building houses, buying cars, going for vacation oversea etc yet they aren't politician but Nigerians like you and myself. What I observed about these set of "Immuned" people was that they had built their financial status to a level whereby they cannot be shaken by recession just like the biblical "Mount Zion". Since I came to this knowledge I had made up my mind that " no matter the economic condition I'll be successful " and I believe you are making that same decision also.<br />
Here are some reasons you must start that business this year:<br />
<br />
1.You cannot afford to depend on a single source of income. As an individual it is not advisable to depend solely on a single source of income considering the current economic reality wherein prices of basic items has gone up and yet salary still remains as it were since last year. Its no longer a news that some states are still owing more than 6months salaries hence, imagine if those workers were depending solely on their salary what would be their fate???.<br />
<br />
2.That business could be the answer to your desired financial freedom. When Dangote started his business little did he know that such a small business would become a multi- billion dollar investment. I was just pondering in my heart "if Dangote didn't start his business then, would any of us know about Dangote today?".<br />
In nutshell, don't be scared to take that bold step you don't know you might be sitting on a multi-billion dollar investment. Take Action .<br />
<br />
3. You cannot afford to end the year unfulfilled. Late Dr Myles Munroe said " the most frustrated person is not a man without a vision but a man with a vision but couldn't achieve that vision". As an individual you might have this brilliant idea don't allow such idea to die away but rather allow it to become a reality. In the words of Steve Harris " what limits us is not what we don't have but what we have but cannot use".<br />
Imagine a situation whereby you wanted to do something but you didn't do it then another person now did that which you wanted to do and was successful at it , do you know how frustrating it would be for the first person who had the idea. I hope you won't want to have a taste of such experience.<br />
<br />
4. The need to have an alternative job should the unexpected happens. A lot of thousands of individuals lost their jobs last year though they didn't envisaged such misfortune but the reality is that it has occur. Now just imagine your boss woke up on the wrong side of his bed and said "he doesn't need your service again what would you fall back to?". A lot of people when they are retrenched they end up becoming redundant because of lack of proper planning and preparation. I hope with this little piece of advice you wil take that bold step this year to bring to birth that busines you have been desiring to set up. See you at the top.<br />
<div style="clear: both;">
</div>
</div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com0tag:blogger.com,1999:blog-505267339449309261.post-71083011030307215822017-03-08T00:29:00.001-08:002017-03-08T00:29:02.834-08:00IAASB Appoints New Technical Director<p dir="ltr">The IAASB is pleased to announce the appointment of <a href="http://ifac.us7.list-manage1.com/track/click?u=9e7d9671563ff754a328b2833&id=a91fe7920a&e=8c599aa8c3">Matthew Waldron</a> as Technical Director. </p>
<p dir="ltr">In this role, Mr. Waldron works closely with the IAASB Chair to engage senior members of the global accountancy profession, the regulatory community, and other key stakeholders in support of, and to enhance, global public trust; and to manage the international audit and assurance standard-setting program.</p>
<p dir="ltr">Mr. Waldron leads and develops a dynamic team of highly-talented individuals that help influence the direction, shape, and content of leading-edge standard-setting projects. His team operates in a diverse and collegial environment, building strong relations with colleagues and peers who are passionate about international standard setting.</p>
<p dir="ltr">Previously, Mr. Waldron was a Director in the Financial Reporting Policy Group at CFA Institute, where he represented membership interests regarding audit and financial reporting proposals issued by the US Financial Accounting Standards Board, the International Accounting Standards Board, and other regulators and standard setters. Earlier in his career, he also worked for KPMG and PwC. Since 2014, Mr. Waldron has chaired the IAASB’s Consultative Advisory Group, in addition to serving as a member representative since 2007. Under Mr. Waldron’s leadership, the IAASB is now seeking to fill multiple vacancies.</p>
<p dir="ltr"><b>Are you seeking an exceptional professional opportunity that combines your understanding of the public interest role of auditing and assurance standards with your desire to make a difference on a global stage?</b></p>
<p dir="ltr">The IAASB is seeking two talented individuals to fill a Principal and a Manager position based in New York. These impactful positions require knowledge of audit and assurance, an understanding of standard setting, and strong team work and leadership skills.</p>
<p dir="ltr">For the Principal position, we are looking for an individual with advanced expertise in auditing or assurance, or prior standard-setting experience. As a senior member of the IAASB, this position will be responsible for more technically challenging projects and initiatives as well as providing guidance to managers and support staff.</p>
<p dir="ltr">The Manager, Standards Development and Technical Projects position requires intermediate expertise in auditing or assurance. He or she will support senior IAASB staff on challenging projects while also taking primary responsibility for other important projects and activities.</p>
<p dir="ltr">The IAASB is responsible for global audit and assurance standard setting. Robust audit and assurance standards are fundamental to the way modern societies work, enhancing credibility and trust in a society’s external reporting. The IAASB achieves this through its commitment to advancing audit quality worldwide, developing standards that protect the interests of those who rely on audits, assurance, and other services, and are practicable for those who implement the standards.</p>
<p dir="ltr">The IAASB is supported by a talented team of professionals from different backgrounds, all of whom embrace the opportunities and challenges of collaborating on a global stage. This team assists the IAASB in serving the public interest by setting high-quality international standards, and by facilitating their adoption and implementation. We offer our team a competitive compensation and a superior benefits package, including medical, dental, retirement plans, and annual leave.</p>
<p dir="ltr"><b>We invite you to </b><a href="http://ifac.us7.list-manage1.com/track/click?u=9e7d9671563ff754a328b2833&id=f3413ff440&e=8c599aa8c3"><b>apply for our open position</b></a><a href="http://ifac.us7.list-manage1.com/track/click?u=9e7d9671563ff754a328b2833&id=f3413ff440&e=8c599aa8c3"><b>s by March 31</b></a><b> and join our expert and dedicated team.</b></p>
<div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqjVJ-VOdGbazOzZ6N_r1AuHQwajac-PwtdLFBX3ILpNn4_A38HDjtlyw9QfroHY0UxSW-YeBRzfSoS44tAGMlJc5VFyD-hk2X9gMVafogXvxzLcm2wDBc_WQAUx0ZCu7wt86gZSiefI4/s1600/IFAC-logo.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"> <img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqjVJ-VOdGbazOzZ6N_r1AuHQwajac-PwtdLFBX3ILpNn4_A38HDjtlyw9QfroHY0UxSW-YeBRzfSoS44tAGMlJc5VFyD-hk2X9gMVafogXvxzLcm2wDBc_WQAUx0ZCu7wt86gZSiefI4/s640/IFAC-logo.jpg"> </a> </div>Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com0tag:blogger.com,1999:blog-505267339449309261.post-15057286831622035662017-03-06T23:09:00.001-08:002017-04-10T04:45:24.864-07:005 Ways to Be Financially Free During and After the Recession<b>5 Ways to Be Financially Free During and After the Economy Recession</b><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqY4NktEhJM8r1uVjXSuWY5hPjIXwdAKOgYz1oZZF-suxY0k5L2fRpiLS4OZOSsrDwPBMdBStQC2KXC6JHD0PcHCHn7bH1LrkYlUhjSP1I56nRYJlpLnTUyMo6zpZ9hLQYCNVUl_GpGdI/s1600/Naira-vs-Dollar-330x242.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="234" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqY4NktEhJM8r1uVjXSuWY5hPjIXwdAKOgYz1oZZF-suxY0k5L2fRpiLS4OZOSsrDwPBMdBStQC2KXC6JHD0PcHCHn7bH1LrkYlUhjSP1I56nRYJlpLnTUyMo6zpZ9hLQYCNVUl_GpGdI/s320/Naira-vs-Dollar-330x242.jpg" width="320" /></a></div>
It is no longer a news that there is a general economic downturn all over the world. Companies are laying off staffs, countries are facing increasing inflation rate, unemployment rate is on the increase, and immigration policies are getting tight. It is evidently clear that things are quite difficult economically and financially.<br />
Despite all these, we can see individuals (young and old) living in financial freedom. Then the big question is: How are they doing it? In life there is no hard and fast rule to financial freedom but there are principles that if judiciously applied would do the same magic.<br />
Below are 5 ways to be financially free during this economic downturn:<br />
<br />
<b>1. Have a Budget: </b>Budget is an estimate of your expected income and expenditure for a period. As an individual that is desiring to be financially free, it is very important for you to have a financial budget. The importance of budget cannot be overemphasised. Budget is useful in keeping tab on your income and expenditures .Also, budget gives you a clear direction of what you want to do and the funds to be committed to achieving this, hence it guide against haphazard spending.<br />
<br />
<b>2. Cut Down Frivolous Spending:</b> In the words of Warren buffet “if you buy what you don’t need then you would sell what you need”. To enjoy financial freedom during and after this harsh economic conditions, you need to cultivate the habit of cutting down spending on things that are not necessary or germane. As an individual you need to set some precautions concerning how you spend your money. A lot of people are always tempted to buy things out of spontaneous reactions or just trying to keep up with the Jonesses. You don’t have to copy other peoples’ consumption pattern.<br />
<br />
<b>3. Buy quality but less expensive product:</b> being financially free requires a lot of cost cutting measures. During this period you don’t have to start buying very expensive products when you can get same quality product for a cheaper price. You need to hone your negotiation skills because those little money or kobo you save from negotiating can add up to do some other things such as buying toiletries, and other small household items.<br />
<br />
<b>4. Reduce Wastage: </b>If prior to this time you have a not too good utility usage culture then it is high time you work on it. On average we spend 10% of our income on utility bills which is a huge sum of money if you are to sum it up. Where it is practicably possible make use of energy saving light bulbs, when you want to prepare tea use the water heater to boil your water instead of using the gas cooker. Cook the portion of food you can finish, use data saving web browser so as to conserve your data. Through this you save some kobo or cents and these little funds can be used to meet some other more important needs.<br />
<b><br /></b>
<b>5. Invest in Profitable Ventures: </b>Recession should not be an excuse for you not to invest or save. Even though there is economic downturn, you can still take advantage of investment opportunities around you. For example, Government treasury bills; Starting an online business; Retailing e.t.c by during this, you increase your streams of income. Please beware there are a lot of Ponzi schemes springing up on daily basis with mouth-watering Return on Investment be guided don’t fall victim. According NDIC report, over 3million Nigerians lost 18billion to a Ponzi scheme. Be guided.<br />
I am optimistic that if you follow these basic steps then in no time you would be on your way to financially freedom even during and after the Economic Recession.<br />
<br />
<b>Are you having challenges with your finance? Talk to a Financial Expert.</b><br />
<br />
Contact Naijaaccountant on:<br />
<br />
Twitter: @NaijaAccount <br />
Email: Naijaaccountant@yahoo.com<br />
Phone: +2347038742447Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com1tag:blogger.com,1999:blog-505267339449309261.post-42208886239618358092017-03-05T17:41:00.002-08:002017-03-05T17:42:47.789-08:00The Artists' Accountant with millions of dollar worth of Arts Collections<p dir="ltr"><u><u>The</u></u> Artists’ Accountant<br>
How a gentle nudge towards culture turned into an art collection worth millions.</p>
<p dir="ltr">Working as an accountant in the early ’70s, Tom Lowenstein’s wife turned to him one day and affectionately told him he wasn’t cultural enough. In an effort to change this, they began visiting art galleries on weekends. </p>
<p dir="ltr">Fast-forward 40 years and the Lowensteins have one of the most important collections of Australian modern and contemporary art in the country. And next Tuesday March 7, 250 of those pieces will be auctioned off, with an estimated value of $2 million. It’s a decision Lowenstein tells Broadsheet he was “in two minds about”, and one that was triggered by an office downsizing and running out of wall space at his eponymous firm Lowensteins Art Management (which looks after the accounts of 3000 artists). </p>
<p dir="ltr">This auction will enable Lowenstein to continue to support the next generation of upcoming talent by funding future art scholarships and new acquisitions. It was “time to clear out the collection for the next lot of emerging artists … It’s time to give the younger artists a chance,” he says. </p>
<p dir="ltr">The paintings, sculpture and works on paper that are up for auction all hold a story for Lowenstein, particularly those he acquired as payment for his accounting services decades ago. Young artists who couldn’t afford to pay cash instead gave over a piece of art. While it is difficult to part with pieces that are personally meaningful, Lowenstein says “art work is meant to be seen”, and hiding it away in storage was not an option. One such item is a piece by close friend Lin Onus, who died prematurely at 49. </p>
<p dir="ltr">Works by some of Australia’s most prolific and important artists are also going under the hammer, including pieces by Arthur Boyd, Brett Whiteley, John Olsen, Charles Blackman, Ben Quilty and Robert Klippel. A Blackman nude has been the subject of controversy after Facebook blocked a video ad by Mossgreen – the auction house selling the works – that featured the oil painting. The artwork, Women Lovers, depicts two naked women resting on a bed, which Facebook deemed inappropriate, telling Mossgreen its video “wasn’t boosted because it violates ad guidelines by advertising adult products or services including toys, videos or sexualising enhancement products.” Lowenstein finds the censorship laughable: “That painting’s been hanging on the wall above my bed for the last 35 years.” The Lowenstein Collection of Modern & Contemporary Australian Art is available for viewing in Melbourne from March 3 to 7 at Mossgreen on High Street in Armadale. The auction will take place on Tuesday March 7 at 6pm at Mossgreen.</p>
<p dir="ltr">Source : <br>
https://www.broadsheet.com.au/melbourne/art-and-design/article/artists-accountant-mossgreen-lowenstein-art-auction</p>
<div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiH63p5GulS17cU357OPAIiYgty5kCsfLjwdH6vqjlynmIzrrG5VWllJ3n9M4AhnUuVdsbjUrOtVGuy2bVCD6jXhFakCfMVrLoDpnvSKUv3TLAfhf-tRe4caYmOehgvLoLRuG1NOm0zhjY/s1600/d490210cce243684cd502f3efe1ffdd2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"> <img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiH63p5GulS17cU357OPAIiYgty5kCsfLjwdH6vqjlynmIzrrG5VWllJ3n9M4AhnUuVdsbjUrOtVGuy2bVCD6jXhFakCfMVrLoDpnvSKUv3TLAfhf-tRe4caYmOehgvLoLRuG1NOm0zhjY/s640/d490210cce243684cd502f3efe1ffdd2.jpg"> </a> </div>Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com18tag:blogger.com,1999:blog-505267339449309261.post-68279076301596649452017-03-02T04:52:00.000-08:002017-03-02T04:52:31.618-08:00Auditor General Uncovers #2bn fraud in the National Assembly<div style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTmSRqHYatbcoT8DLqrgBN5M0Hl-xXt0-FobQjmZgoVZMlEsHGwM6YSyMZ2x2d1jHbgjy-CNN3Y9YjJ8i_CJfK7aMxyYS7kMeDzf0W3OwYQ02PdVRwOIeYuXVZxpym3a9WEcDETKXk5Dk/s1600/2017_3%2524large_National-assembly-abuja-building-e1355850360376.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="187" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTmSRqHYatbcoT8DLqrgBN5M0Hl-xXt0-FobQjmZgoVZMlEsHGwM6YSyMZ2x2d1jHbgjy-CNN3Y9YjJ8i_CJfK7aMxyYS7kMeDzf0W3OwYQ02PdVRwOIeYuXVZxpym3a9WEcDETKXk5Dk/s320/2017_3%2524large_National-assembly-abuja-building-e1355850360376.jpg" width="320" /></a></div>
The Auditor-General’s report has exposed a N2 billion financial scandal in the National Assembly expenditure, according to document seen by Daily Trust.</div>
<div style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The revelation came at a time the National Assembly has been under increasing pressure to make its budget expenditure open.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
Details of the lawmakers’ annual budget of over N100 billion have been shrouded in secrecy since 2010.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The AGF’s annual report, exclusively obtained by our correspondent, said the illegalities were perpetrated in 13 transactions.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The transactions involved both chambers of the National Assembly, the Management as well as the National Assembly Service Commission (NASC), and the National Institute for Legislative Studies (NILS).</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The report said House incurred the highest infraction of N1.1 billon followed by Management, N347.8 million; NILS, N246.5 milliion; the Senate N205.7 million; legislative aides N70 million and NASC,N30 million.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The annual report for 31st December 2015 was laid on the floor of the Senate on Tuesday by the Senate Leader, Senator Ahmad Lawan.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The Senate President, Bukola Saraki<span style="box-sizing: border-box;"> </span>referred it to the Senate Committee on Public Accounts for further legislative actions. The committee was given four weeks to look into the matter.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
At the House, the Auditor-General observed that contracts for the purchase of 48 Units of Utility Vehicles were awarded to three contractors at N624 million</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The report stated that, “records however showed that the supply of 14 Units of these motor vehicles were not made. The Clerk has been informed and has been requested to recover monies paid for the outstanding 14 vehicles and forward the recovery particulars for audit verification.”</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
Also at the House, the Auditor-General said 50 cash advances amounting to N499.6 million were granted to staff to carry out various assignments.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
“However, as at the time of writing this report in August, 2016, more than a year after, the advances are yet to be retired.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
“Some of the vouchers were granted multiple advances without retiring the previous ones in violation of the Financial Regulations which provides that no new advance should be granted, if the previous ones had not been retired” it stated.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The report said that the Clerk of the National Assembly had been requested to recover the advances from the affected officers and furnish the Auditor-General with the recovery particulars for audit verification.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
For the Senate, the Auditor-General’s report said N186million<span style="box-sizing: border-box;"> </span>meant for the payment of Motor Vehicle Loan which was paid into a Commercial Bank Account as indicated in the mandate was misapplied for other purposes such as organizing Senate Retreat and Pre-Valedictory Session of the 7th<span style="box-sizing: border-box;"> </span>Senate.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
This action, according to the report, violates the provision of Financial Regulations 417 which states that, “Votes must be applied only to the purpose for which money is provided. Expenditure incorrectly charged to a Vote shall be disallowed”</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The Clerk of the National Assembly has been notified and requested to explain reasons for the Violation of extant rule. He was also asked to recover the fund and forward the particulars for audit verification.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
Still on the Senate, it was observed that Bank Charges amounting to N15.9 million were charged for the period July to December, 2015.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
“This is contrary to the provisions of e-Payment Circular Ref no. TRY/A8/88/2008 which requires that individual benefits and claims should be effected through their personal Bank accounts.<span style="box-sizing: border-box;"> </span>Financial Regulations 734 also provides that ‘’ No Government Organization or Agency shall place government funds in any Commercial Bank that will charge any commission on transactions “.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The Clark has been asked to recover the amount and furnish the Auditor-General with the recovery particulars for audit verification.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
In the Management accounts, the Auditor-General said the personnel Account was overdrawn in two instances, and this attracted a penalty amounting to N8.8 million in violation of the provisions of Financial Regulations 710 which states that “No Government Bank Account shall be overdrawn or any temporary advance obtained from a bank and any bank charges incurred shall be recovered from the Accounting officer.”</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The Clerk has been requested to pay back the money and furnish the Auditor-General with the payment particulars for audit verification.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
It also observed that account payment vouchers amounting to N115.9 million paid by the Management within the first 6 (Six) months of the financial year 2015, were not produced for audit examination.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
“Therefore, I cannot attest to them as proper charges against public funds. The Clerk of the National Assembly has been requested to produce the vouchers or recover the total sum under reference, and the particulars forwarded for audit verification,” it reads.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
It was further observed that Cash Advances totalling N158million granted to members of staff in 17 instances between the months of January and June 2015 are yet to be retired at the time of writing this report in the month of August 2016, (more than a year after payments) in flagrant disregard of extant regulations which stipulate that all advances should be retired/accounted for, immediately after the completion of the assignment for which funds were granted.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The Clerk has been communicated that the defaulters should be sanctioned in line with the provision of Financial Regulation.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
During the Audit of National Assembly Budget & Research Office (NABRO) account, financial scandal of N66million was observed. It said there were vital/relevant supporting documents.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
The Audit of the Personnel Accounts of the Legislative Aides revealed that a total sum of N78.5million was expended on the payment of Overtime/Special Allowances to officials who are not Legislative Aides, in the months of November and December 2015.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
“This payment found to be irregular has been brought to the attention of the Clerk of the National Assembly. He should produce the enabling authority, otherwise he should return the sum of N70, 560,000.00 to Government Treasury and furnish Auditor-General with the recovery particulars for verification,” the report stated.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
In case of the National Assembly Service Commission, an amount totalling N17million was deducted from four months’ salaries by the commission in the year 2015 as PAYE (Pay As You Earn) and claimed to have been remitted to the Federal inland Revenue Services without any evidence of payment to FIRS.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
“If evidence cannot be produced, then they said amount should be recovered and paid back to FIRS (and) furnish the Auditor-General with payment particulars for verification.”</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
At the NILS, it was observed that despite the prohibition of payments by cheque by the Federal government, except in extreme cases, the institute used cheque to make payment for transactions amounting to N246 million.</div>
<div class="MsoNoSpacing" style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
This act, according to the report contravenes the provisions of Financial Regulation 631 which says all payment shall be made through electronic payment.</div>
<div style="border: 0px; box-sizing: border-box; font-family: Roboto, sans-serif; font-size: 14.4px; line-height: 18.72px; margin-bottom: 1em; padding: 0px;">
</div>
<span style="box-sizing: border-box; font-family: "roboto" , sans-serif; font-size: 14.4px; line-height: 18.72px;"><br style="box-sizing: border-box;" />Read more at http://www.dailytrust.com.ng/news/general/auditor-general-uncovers-n2bn-fraud-in-n-assembly/187462.html#8FBky5LlwBzqGVcW.99</span><br />
<div class="separator" style="clear: both; text-align: center;">
<span style="box-sizing: border-box; font-family: "roboto" , sans-serif; font-size: 14.4px; line-height: 18.72px;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWEUZ7F-m9wxess1TaMqprrmd-vX5RsXJd_GN437A4J2QTEnXlcIpvBbVdMFSwGs9QdcdZoq69iXnwdULHKGBt-w2YExftOiLoRNF2JILGiEQAiYLXLzpc4pGQWbP_EPrFxQy3FOt8UNY/s1600/2017_3%2524large_National-assembly-abuja-building-e1355850360376.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWEUZ7F-m9wxess1TaMqprrmd-vX5RsXJd_GN437A4J2QTEnXlcIpvBbVdMFSwGs9QdcdZoq69iXnwdULHKGBt-w2YExftOiLoRNF2JILGiEQAiYLXLzpc4pGQWbP_EPrFxQy3FOt8UNY/s1600/2017_3%2524large_National-assembly-abuja-building-e1355850360376.jpg" /></a></span></div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com0tag:blogger.com,1999:blog-505267339449309261.post-15345095033384614342017-02-23T01:51:00.000-08:002017-02-23T01:53:22.543-08:00The female Millennial: A new era of talent<h1 style="background-color: white; border-top-color: rgb(220, 105, 0); border-top-style: solid; border-top-width: 4px; box-sizing: content-box; color: #dc6900; font-family: Georgia, 'Times New Roman'; font-size: 1.5em; letter-spacing: 0.002em; line-height: 1.25em; margin: 0px 0px 15px; padding-top: 5px;">
The female millennial: A new era of talent</h1>
<div id="publayout" style="background-color: white; box-sizing: content-box; color: #404041; font-family: Arial, Helvetica, sans-serif; font-size: 12.35px; line-height: 17.29px;">
<div class="byLine" style="box-sizing: content-box; font-weight: bold;">
</div>
</div>
<h2 style="background-color: white; box-sizing: content-box; color: #dc6900; font-family: Georgia, 'Times New Roman'; font-size: 1.3em; letter-spacing: 0.004em; line-height: 1.1; margin: 0.5em 0px;">
<span style="font-size: 1.3em; letter-spacing: 0.004em; line-height: 1.1;">A report about the #femalemillennial born between</span><span style="font-size: 1.3em; letter-spacing: 0.004em; line-height: 1.1;"> </span><span style="font-size: 1.3em; letter-spacing: 0.004em; line-height: 1.1;">1980 and 1995</span></h2>
<div style="background-color: white; box-sizing: content-box; color: #404041; font-family: Arial, Helvetica, sans-serif; font-size: 0.95em; letter-spacing: 0.004em; line-height: 17.29px; margin-bottom: 0.85em; margin-top: 0.85em;">
<a href="https://www.pwc.com/jg/en/publications/the-female-millennial_a-new-era-of-talent.pdf" style="background-color: transparent; box-sizing: content-box; clear: left; color: #6d6e71; float: left; margin-bottom: 1em; margin-right: 1em; outline: none;" target="_blank"><img alt="The female millennial: A new era of talent" src="https://www.pwc.com/jg/en/publications/fm.jpg" style="border: 1px solid rgb(199, 200, 202); box-sizing: content-box; max-width: 100%; vertical-align: middle;" width="172" /></a>Organisations all over the world are currently facing the challenges that come with vast numbers of millennial talent entering and reshaping the workforce. In parallel, they are also challenged with a lack of women in leadership positions, and fast becoming concerned with the financial and competitive toll this could mean for their organisations. Organisations looking to address the gender leadership gap must drive parallel efforts that tackle enhanced leadership diversity in conjunction with systemic change efforts targeting their workforce from day one. But to get this right, first, organisations must better understand how to attract, develop, engage and retain female millennial talent.</div>
<div style="background-color: white; box-sizing: content-box; color: #404041; font-family: Arial, Helvetica, sans-serif; font-size: 0.95em; letter-spacing: 0.004em; line-height: 17.29px; margin-bottom: 0.85em; margin-top: 0.85em;">
Our research report <em style="box-sizing: content-box;"><strong style="box-sizing: content-box;">The female millennial: A new era of talent</strong></em> puts the female millennial front of mind and is based on international research with 10,105 millennial respondents from over 70 countries worldwide, 8,756 of whom were female millennials. Female millennials are becoming a larger and larger part of the global talent pool, and this report makes one thing clear, when it comes to the female millennial: we really are talking about a new era of female talent.</div>
<div style="background-color: white; box-sizing: content-box; color: #404041; font-family: Arial, Helvetica, sans-serif; font-size: 0.95em; letter-spacing: 0.004em; line-height: 17.29px; margin-bottom: 0.85em; margin-top: 0.85em;">
Our report shares interesting research results, case studies and voice of the female millennial profiles. In addition, it brings the unique approach of taking a deeper look at the female millennial through the use of a career stage differential.</div>
<h3 style="background-color: white; box-sizing: content-box; color: #dc6900; font-family: Georgia, 'Times New Roman'; font-size: 1.1em; font-style: italic; font-weight: 500; letter-spacing: 0.004em; line-height: 1.1; margin: 0.5em 0px;">
Key findings about the #femalemillennial</h3>
<ul style="background-color: white; box-sizing: content-box; color: #404041; font-family: Arial, Helvetica, sans-serif; font-size: 12.35px; line-height: 17.29px; margin-bottom: 10px; margin-left: -20px; margin-top: 0px;">
<li style="box-sizing: content-box; list-style-image: url("data:image/gif; margin: 0px; padding: 0px 3px;">The female millennial represents a new era of female talent.</li>
<li style="box-sizing: content-box; list-style-image: url("data:image/gif; margin: 0px; padding: 0px 3px;">Female millennials are more career-confident and ambitious than their previous generations.</li>
<li style="box-sizing: content-box; list-style-image: url("data:image/gif; margin: 0px; padding: 0px 3px;">Diversity is very much front of mind.</li>
<li style="box-sizing: content-box; list-style-image: url("data:image/gif; margin: 0px; padding: 0px 3px;">A gender role model gap still exists.</li>
<li style="box-sizing: content-box; list-style-image: url("data:image/gif; margin: 0px; padding: 0px 3px;">Work-life strategies are critical.</li>
<li style="box-sizing: content-box; list-style-image: url("data:image/gif; margin: 0px; padding: 0px 3px;">Global careers are high on the agenda.</li>
<li style="box-sizing: content-box; list-style-image: url("data:image/gif; margin: 0px; padding: 0px 3px;">A feedback culture is encouraged.</li>
<li style="box-sizing: content-box; list-style-image: url("data:image/gif; margin: 0px; padding: 0px 3px;">Female millennials are financially empowered.</li>
</ul>
<div>
<span style="color: #404041; font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: 12.35px; line-height: 17.29px;">https://www.pwc.com/jg/en/publications/the-female-millennial-a-new-era-of-talent.html</span></span></div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com4tag:blogger.com,1999:blog-505267339449309261.post-3080440062956835802017-02-22T17:32:00.000-08:002017-02-22T17:32:11.019-08:00Who is who in the Accountancy Profession? Alhaji Ahmed Idris (Accountant General of the Federation)<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
</o:OfficeDocumentSettings>
</xml><![endif]-->
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrCJ9tk7XzVQwyeaEYSGDMKZL58QAwVArQpVuwXV7iy0pdJLNtJZVRFipnoCjY_Lr2W8CRwX19b4jFfogiJDqpSSGrqcHM0qTNNCY2RvQshgcyXmWeEGfAPFxPKnn_nK5WxosgbGd0WuQ/s1600/Accountant+General.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="172" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrCJ9tk7XzVQwyeaEYSGDMKZL58QAwVArQpVuwXV7iy0pdJLNtJZVRFipnoCjY_Lr2W8CRwX19b4jFfogiJDqpSSGrqcHM0qTNNCY2RvQshgcyXmWeEGfAPFxPKnn_nK5WxosgbGd0WuQ/s320/Accountant+General.jpg" width="320" /></a></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif";">Mr. <span style="mso-bidi-font-style: italic; mso-bidi-font-weight: bold;">Ahmed<b><i> </i></b>Idris</span>,
a Nigerian from Kano State was born on the 25<sup>th</sup> November, 1960. He
obtained his primary school leaving certificate in 1975 and West African School
Certificate in 1980 from Dandago Primary School, Kano and Kano Community
Commercial College respectively. </span></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif";">Mr.
Idris attended the famous School of Basic Studies, Ahmadu Bello University,
Zaria, during the 1980/1981 academic session for his IJMB (‘A’ Level
equivalent) Certificate, and got admitted into the degree programme of the
Institution in 1981, from where he graduated with a Bachelor of Science Degree
in Accountancy in 1984. He later obtained Master of Business Administration
(MBA) and Master of International Affairs and Diplomacy Degrees from the Bayero
University, Kano and the Ahmadu Bello University, Zaria in 1989 and 2006
respectively.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif";">Mr.
Idris has acquired working experience as an Accountant with the organized
private sector (1985 – 1998) and the Federal Public Service (year 2000 till
date). In the Public Service, he had worked as Assistant Director
(Finance and Accounts) at the Petroleum (Special) Trust Fund (PTF), National
Poverty Eradication Programme (NAPEP) and Ministry of Police Affairs, as Deputy
Director (Finance and Accounts) at the Federal Ministry of Interior and
Office of the Accountant-General of the Federation (OAGF), as Director (Finance
and Accounts) at the Nigeria Security and Civil Defence Corps (NSCDC) and
Ministry of Mines and Steel Development before his appointment as the
Accountant-General of the Federation.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif";">The AGF
in the course of duty has attended many courses locally and abroad which have
broadened his professional Horizon and enriched his competences.</span></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif";">Mr.
Idris has membership of many professional bodies. These includes: Fellow,
Association of National Accountants of Nigeria (ANAN), Associate
Member, Chartered Institute of Taxation of Nigeria, Associate
Member, Certified Institute of Cost Management of Nigeria, Fellow Financial
Analyst of Nigeria and Member, Association of Certified Fraud Examiners.</span></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif";">The
official recognition of Leadership qualities in the AGF commenced in 1980 as
the School Prefect in Kano Community Commercial College, Kano. Other Leadership
positions held includes: Secretary Accounting Students Association, A.B.U.
Zaria, Patron, National Association of Polytechnics Accountancy
Students (NAPAS), Member, Accounting Organizing Committee on Commissioning of
Houses built by Private Developers and Financed by the Federal Government Staff
Housing Loads board.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif";">The AGF
had distinguished himself as a man of sterling work ethics from his
Youth. He had received awards/honours as follows: Diplomacy/Testimonial for
Academic Excellence and good conduct – 1980 from Kano Community Commercial
College, Employee of the month of February, 1992 – by Corporate Banking Division,
Continental Merchant Bank (CMBN) Plc and Most Diligent staff of the year
1992 – CMBN.</span></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif";">Mr.
Idris has time for regular leisure activities despite busy schedule. His
hobbies are Reading, Academic Discussion and Excursions. The new office he has
assumed will undoubtedly pave way for expression and execution of his
recommendations for effectiveness and enhanced service delivery in Public Funds
Management in Nigeria. He is a man groomed for the office/position he presently
occupies by maturity of age, education and cognate experience. He is a family
man, happily married with children.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-family: "Times New Roman","serif";">Source: http://oagf.gov.ng </span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves/>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-GB</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false"
DefSemiHidden="false" DefQFormat="false" DefPriority="99"
LatentStyleCount="371">
<w:LsdException Locked="false" Priority="0" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 9"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="header"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footer"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index heading"/>
<w:LsdException Locked="false" Priority="35" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of figures"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope return"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="line number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 6"/>
</w:LatentStyles>
</xml><![endif]--><!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
mso-para-margin-top:0cm;
mso-para-margin-right:0cm;
mso-para-margin-bottom:8.0pt;
mso-para-margin-left:0cm;
line-height:107%;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-fareast-language:EN-US;}
</style>
<![endif]-->Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com1tag:blogger.com,1999:blog-505267339449309261.post-41683718615563194372017-02-22T16:51:00.001-08:002017-04-22T23:31:37.276-07:00How to Become a Chartered Accountant (Concluding Part)<b>How to Become a Chartered Accountant (Concluding Part) </b><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj49OfQpz9peukVHZLKmFwdO9GJV3TJqFOb8EZXLtgBU3DKvm1J9Cy06mG-QjKTIgLZgRI82LA9ZU1PgTkl1ls9qB11jrDmtpATDqaSJ19W5JdkEzMAc0lrWveGzqjjK8n25mCvcQwNCTk/s1600/download.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj49OfQpz9peukVHZLKmFwdO9GJV3TJqFOb8EZXLtgBU3DKvm1J9Cy06mG-QjKTIgLZgRI82LA9ZU1PgTkl1ls9qB11jrDmtpATDqaSJ19W5JdkEzMAc0lrWveGzqjjK8n25mCvcQwNCTk/s320/download.jpg" width="320" /></a></div>
Welcome to Nigerian
Accountants Blog spot. In the last edition we discussed about the ATS route
towards becoming a Chartered Accountant . Today we would be taking another step
further by considering the Professional level route.<br />
The
professional level route is a common route for Professional Qualification, HND and Bsc holders .This level is a much more advanced level compared to
the ATS route. The professional qualification of the Institute of
Chartered Accountants of Nigeria (ICAN) which ultimately leads to the
admission of qualified persons as Associate Chartered Accountants (ACA),
comprises qualifying examinations of sixteen technical subjects
integrating business and professional ethics and work experience
requirements.<br />
<br />
<b>Who Can Register For the Professional Level?</b><br />
In
order to register as a student with the Institute, an applicant must
hold an acceptable qualification. The ICAN Council has accepted the
following qualifications for the purpose of entry requirements:<br />
<br />
(a) Recognized degree of any University or Higher National Diploma of any Polytechnic.<br />
(b) Any other qualification for the time being approved by the Council. <br />
<br />
Any other qualification for the time being approved by the Council.<br />
Approved meanwhile are:<br />
(i) The final examination of Accounting Technicians Scheme, West Africa (ATSWA)<br />
(ii) The final examination of the Institute of Chartered Secretaries and Administrators<br />
(iii) The final examination of the Association of International Accountants<br />
(iv) The final examination of the Chartered Institute of Bankers of Nigeria<br />
(v) The final examination of the Chartered Institute of Stockbrokers<br />
(vi) The final examination of the Chartered Institute of Taxation of Nigeria<br />
(vii) The final examination of the Association of Accounting Technicians, U.K.<br />
(viii) The final examination of the Association of National Accountants of Nigeria<br />
(ix) Executive Management Accountancy (Federal Treasury Training School, Stage III)<br />
<br />
<b>What Are the Stages in the Professional Route?</b><br />
There are three major stages or levels in the professional route. These stages are Foundation, Skill and Professional.<br />
<br />
<b>FOUNDATION LEVEL </b><br />
1. Quantitative Techniques in Business<br />
2. Business and Finance<br />
3. Financial Accounting<br />
4. Management Information<br />
5. Business Law<br />
<br />
<b>SKILLS LEVEL</b><br />
1. Financial Reporting<br />
2. Audit and Assurance<br />
3. Taxation<br />
4. Performance Management<br />
5. Public Sector Accounting and Finance<br />
6. Management, Governance and Ethics<br />
<br />
<b>PROFESSIONAL LEVEL</b><br />
1. Corporate Reporting<br />
2. Advanced Audit and Assurance<br />
3. Strategic Financial Management<br />
4. Advanced Taxation<br />
5. Case Study<br />
<br />
<b> What Are the Available Exemptions </b><br />
<br />
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;"><tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;"><td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
Academic Qualification</div>
</td><td style="border-left: none; border: solid windowtext 1.0pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
Exemptions</div>
</td></tr>
<tr style="mso-yfti-irow: 1;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc/HND (Accounting) obtained under the Mutual Co-Operation Agreement with Tertiary Institutions</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A4. Management Information</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B1. Financial Reporting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B2. Audit and Assurance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B3. Taxation</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B4. Performance Management</div>
</td></tr>
<tr style="mso-yfti-irow: 2;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
ATS II (Old Syllabus)</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A4. Management Information</div>
</td></tr>
<tr style="mso-yfti-irow: 3;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
ATSWA (New Syllabus)</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A4. Management Information</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B2. Audit and Assurance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B3. Taxation</div>
</td></tr>
<tr style="mso-yfti-irow: 4;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc./HND (Accounting) obtained from ICAN accredited Institutions in Nigeria.<br />
<br /></div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A4. Management Information</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B2. Audit and Assurance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B3. Taxation</div>
</td></tr>
<tr style="mso-yfti-irow: 5;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc./HND (Accounting) obtained from recognised Institutions in Nigeria but not yet accredited by ICAN.</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law</div>
</td></tr>
<tr style="mso-yfti-irow: 6;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc./HND (Accounting) obtained from foreign recognised Institutions.</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A4. Management Information</div>
</td></tr>
<tr style="mso-yfti-irow: 7;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
M.Sc. (Accounting) obtained from ICAN accredited Institutions in addition to B.Sc. in Accounting.</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A4. Management Information</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B1. Financial Reporting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B2. Audit and Assurance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B3. Taxation</div>
</td></tr>
<tr style="mso-yfti-irow: 8;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
M.Sc. (Accounting) obtained from ICAN accredited Institutions but without B.Sc. in accounting.</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A4. Management Information</div>
</td></tr>
<tr style="mso-yfti-irow: 9;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
M.Sc. (Accounting) obtained from recognised Institutions in addition to B.Sc. in any accounting related discipline.</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law</div>
</td></tr>
<tr style="mso-yfti-irow: 10;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
Ph.D (Accounting)</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A4. Management Information</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B1. Financial Reporting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B2. Audit and Assurance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B3. Taxation</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B4. Performance Management</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B6. Management, Governance & Ethics </div>
</td></tr>
<tr style="mso-yfti-irow: 11;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
<br />
B.Sc. Actuarial Science</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
</td></tr>
<tr style="mso-yfti-irow: 12;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc. Economics</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
</td></tr>
<tr style="mso-yfti-irow: 13;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc./HND Insurance</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
</td></tr>
<tr style="mso-yfti-irow: 14;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc./HND/B.A Business Admin/Management</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
</td></tr>
<tr style="mso-yfti-irow: 15;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc./HND Banking and Finance</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
</td></tr>
<tr style="mso-yfti-irow: 16;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc./HND Marketing</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
</td></tr>
<tr style="mso-yfti-irow: 17;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">MBA in addition to B.Sc./HND in non accounting discipline</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law</div>
</td></tr>
<tr style="mso-yfti-irow: 18;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc. (Ed.) Accounting or B.Ed. Business Education (Accounting option)</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A3. Financial Accounting</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law</div>
</td></tr>
<tr style="mso-yfti-irow: 19;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Ed. Education Management (Accounting Option)</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
</td></tr>
<tr style="mso-yfti-irow: 20;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc./B.A Commerce </div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A2. Business and Finance</div>
</td></tr>
<tr style="mso-yfti-irow: 21;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
B.Sc./HND Cooperative and Rural Development</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A1. Quantitative Techniques in Business</div>
</td></tr>
<tr style="mso-yfti-irow: 22;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
LL.B</div>
</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm;">
A5. Business Law </div>
</td></tr>
</tbody></table>
<br />
<b>Professional Qualification Exemptions</b><br />
<br />
<br />
<table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-yfti-tbllook: 1184;"><tbody>
<tr style="mso-yfti-irow: 23;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">PROFESSIONAL QUALIFICATION</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200">EXEMPTIONS</td></tr>
<tr style="mso-yfti-irow: 24;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">Associate Chartered Institute of Bankers of Nigeria</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200">A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A5. Business Law</td></tr>
<tr style="mso-yfti-irow: 25;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">Associate Chartered Institute of Bankers, London (Now Institute of Financial Services)</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting</td></tr>
<tr style="mso-yfti-irow: 26;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">Associate Chartered Institute of Stock Brokers of Nigeria</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A5. Business Law</td></tr>
<tr style="mso-yfti-irow: 27;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">Associate Chartered Secretaries and Administrators</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A5. Business Law</td></tr>
<tr style="mso-yfti-irow: 28;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">Associate Chartered Institute of Insurance of Nigeria</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A5. Business Law</td></tr>
<tr style="mso-yfti-irow: 29;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">Associate Chartered Institute of Taxation of Nigeria</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A5. Business Law<br />
B3. Taxation</td></tr>
<tr style="mso-yfti-irow: 30;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">Certified National Accountant of Nigeria</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A4. Management Information<br />
A5. Business Law<br />
B3. Taxation<br />
B5. Public Sector Accounting & Finance</td></tr>
<tr style="mso-yfti-irow: 31;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">Federal Treasury Training School (Now Federal Treasury Academy) starting from 1987</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A4. Management Information<br />
A5. Business Law<br />
B2. Audit and Assurance<br />
B3. Taxation</td></tr>
<tr style="mso-yfti-irow: 32;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">CIMA, UK</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A4. Management Information<br />
B1. Financial Reporting<br />
B2. Audit and Assurance<br />
B3. Taxation<br />
B4. Performance Management<br />
B6. Management, Governance & Ethics<br />
C1. Corporate Reporting<br />
C3. Strategic Financial Management<br />
C5. Case Study</td></tr>
<tr style="mso-yfti-irow: 33;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">ACCA UK, CPA USA, CIPFA UK, ICAS UK, ICAI UK, ICAEW</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A4. Management Information<br />
B1. Financial Reporting<br />
B2. Audit and Assurance<br />
B3. Taxation B4. Performance Management<br />
B6. Management, Governance & Ethics<br />
C1. Corporate Reporting<br />
C2. Advanced Audit and Assurance<br />
C3. Strategic Financial Management<br />
C5. Case Study</td></tr>
<tr style="mso-yfti-irow: 34;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">AIA (Final) 1994 to date AAT (UK)</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A4. Management Information<br />
B2. Audit and Assurance</td></tr>
<tr style="mso-yfti-irow: 35;"><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 251.1pt;" valign="top" width="335">AIA (Pre-1994)</td><td style="border-bottom: solid windowtext 1.0pt; border-left: none; border-right: solid windowtext 1.0pt; border-top: none; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt; padding: 0cm 5.4pt 0cm 5.4pt; width: 150.3pt;" valign="top" width="200"> A1. Quantitative Techniques in Business<br />
A2. Business and Finance<br />
A3. Financial Accounting<br />
A4. Management Information</td></tr>
</tbody></table>
<br />
<b>What Are The Procedures for Professional Registration?</b><br />
<div>
<br /></div>
<div>
<i>NOTE: 1. YOU WILL REQUIRE A CHARTERED ACCOUNTANT TO ENDORSE YOUR APPLICATION FORM & CREDENTIALS ON COMPLETION.</i></div>
<div>
<ol>
<li>Obtain pin voucher from any commercial bank with N7,000 on paydirect platform (bank charges exclusive)</li>
<li>Follow the instruction on the pin voucher and log on to www.icanonline-ngr.com/paydirect</li>
<li>Use the PIN & S/NO generated to complete the application online.</li>
<li>Scan your coloured passport photograph on the form.</li>
<li>On completion of the form, double click to submit the application online.</li>
<li>Print out a copy of the application form and sign together with your referee.</li>
<li>Submit your completed hard copy form with the following documents:</li>
</ol>
</div>
<div>
<ul>
<li> Original copy of the pin voucher</li>
<li> A passport photograph</li>
<li> A self addressed envelope with postage stamp affixed on it.</li>
<li> Original copy of the bank teller.</li>
<li> Certified copies of academic/ICAN recognized professional certificate & birth certificate/sworn affidavit</li>
<li> In lieu of certificate, transcripts or NYSC discharge certificate could be used with statement of result (B.SC/HND)</li>
<li> In case of AATWA, your are require to provide your certificate or ATS III result with evidence of payment for Induction.</li>
<li> Marriage certificate & newspaper advert is required for married women</li>
</ul>
</div>
<div>
CHANGE OF NAME WILL NOT BE ENTERTAINED AFTER REGISTRATION UNTIL COMPLETION OF THE EXAMINATIONS.</div>
<br />
<b> When is the Examination Period?</b><br />
The examinations are normally held twice each year in May and November.<br />
<br />
<b>How Can An AATWA Holder Register as a Professional Student?</b><br />
1. Ensure that all your out standings are settled and record updated by finance.<br />
2. Pay for your Induction and send the application for induction to membership department at V.I<br />
3. Complete your application for registration and attach a copy of the evidence of payment for induction to the form.<br />
4. Complete your application for exemption immediately you registered as professional student.<br />
5. Thereafter, you can enrol for examination to write 4 papers in skills level.Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com58tag:blogger.com,1999:blog-505267339449309261.post-57003457855094793762017-02-22T01:46:00.002-08:002017-04-22T23:32:03.970-07:00How to Become a Chartered Accountant<span style="font-size: large;"><b>How to Become a Chartered Accountant (Part 1)</b></span><br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEijk_zp1fOyhtyE5VlcNPh9hna-0MFjwN_WuLHzKI3hYNv4nWJR2Vte58_EbN6MFERfS2ScST4t3SoSMDt6t3YFNziGc6-0_UfIyPHIsUTpQeQtdh9DYmYpHi6vuLHszj9uDATwT5EDPlw/s1600/Sis+moremi+20170221_211540.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEijk_zp1fOyhtyE5VlcNPh9hna-0MFjwN_WuLHzKI3hYNv4nWJR2Vte58_EbN6MFERfS2ScST4t3SoSMDt6t3YFNziGc6-0_UfIyPHIsUTpQeQtdh9DYmYpHi6vuLHszj9uDATwT5EDPlw/s200/Sis+moremi+20170221_211540.jpg" width="200" /></a><br />
The benefits of having a professional qualification cannot be overemphasized most especially when you are an Accounting graduate. It is not just enough to have a degree in Accounting but it is very important to be a qualified Accountant because being a qualified Accountant is a portrait of Professionalism in that field.<br />
As a Chartered Accountant you are seen to be an expert in all areas of Accounting because it is believed that you have gone through series of rigorous training and examinations before earning that prestigious ACA title to your name.<br />
<b><br /></b>
<b>The BIG question : How can you become a Chartered Accountant?</b><br />
In Nigeria, there are two recognized Professional Accounting bodies which are established by Acts of Parliament. These bodies are Institute of Chartered Accountants of Nigeria and Association of National Accountants of Nigeria. It is mandatory by law that any individual or group of individuals having the intention or desire to practice as an Accountant in public practice must be a registered and licensed member of either of the two Professional bodies.<br />
<br />
In this article we would be looking at how to become a Chartered Accountant through the Institute of Chartered Accountants of Nigeria pathway and subsequently we would look at the ANAN pathway.<br />
<br />
<b>Becoming a Chartered Accountant through the ICAN pathway:</b><br />
ICAN was established by an Act of Parliament as a registered Accountancy body with power under the Ambit of the law to award professional certificate and license to its members who have met her requirements. The Institute prescribe two major routes towards earning the prestigious ACA title. These routes are:<br />
1. Accounting Technician Scheme(ATS); and<br />
2. Professional Level.<br />
Today we would be discussing about the first route which is the Accounting Technician Scheme Route.<br />
<br />
<b>How did the Accounting Technician Scheme started?</b><br />
The Accounting Technician Scheme was established by the Institute of Chartered Accountants of Nigeria and Institute of Chartered Accountants Ghana because of the deepen need for Accounting Technicians in the financial reporting chain and national development process in their countries. Hence, to facilitate the production of more Chartered Accountant to take up the increasing demand for professional Accountants, ICAN then Introduced the ATS in 1989 to give secondary school certificate holders the opportunity to become Chartered Accountants.<br />
<br />
<b>Why Accounting Technician Scheme?</b><br />
1.Possession of an accounting qualification which is recognized by employers.<br />
2. Induction into membership of ABWA ( Association of Accountancy Body of West Africa) and designated as AATWA.<br />
3. Promotion opportunities for those who are already in employment.<br />
4. Direct entry enrollment for HND or BSc programme in Accountancy in Higher Institutions.<br />
5. Exemption from some of the Professional Examination Papers of
member bodies' Institutes and those of other professional bodies.<br />
<br />
<b>What Are the Stages in ATS?</b><br />
The Accounting Technician Scheme has 3 stages and each stage has four examinations in total.These stages and their respective examinations are as follows:<br />
<br />
<b>ATS 1: </b>Basic Accounting Processes, Economics, Communication Skills, Business Law.<br />
<br />
<b>ATS 2:</b> Principle and Practices of Financial Accounting, Information Technology, Quantitative Analysis, Public Sector Accounting.<br />
<br />
<b>ATS 3</b>: Cost Accounting, Management, Principle of Auditing, Preparing Tax Computation and Return.<br />
<br />
<br />
<b>When is the Examination Period?</b><br />
The ATS examination is always conducted twice every year that is March Diet and September diet.<br />
<br />
<b>What are the Qualification Requirements??</b><br />
(a) Five (5) credit passes including English Language and Mathematics in the West African School Certificate Examination, General Certificate of Education or Senior Secondary Certificate Examination in not more than two sittings.<br />
(b) Ordinary National Diploma of any Polytechnic recognized by the Council of the Institute.<br />
(c) National Certificate of Education (NCE) from any College of Education.<br />
(d) Any other relevant qualification approved by the Institute.<br />
<br />
<b>Are There Any Form of Exemptions?</b><br />
Yes there are various forms of exemptions depending on your qualification. Here are the various exemptions available and their respective exemption fee for different qualification:<br />
<br />
QUALIFICATION LEVEL OF EXEMPTION CURRENT RATE (=N=)<br />
<br />
<br />
1<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Accounting (Accredited Institution)<span class="Apple-tab-span" style="white-space: pre;"> </span>Part I & II (All Subjects)<span class="Apple-tab-span" style="white-space: pre;"> </span>25,680.00<br />
2<span class="Apple-tab-span" style="white-space: pre;"> </span>NCE Accounting (Accredited Institution)<span class="Apple-tab-span" style="white-space: pre;"> </span>Part I & II (All Subjects)<span class="Apple-tab-span" style="white-space: pre;"> </span>25,680.00<br />
3<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Fin. Studies/Banking & Fin.<span class="Apple-tab-span" style="white-space: pre;"> </span>Part I & PPFA in Part II<span class="Apple-tab-span" style="white-space: pre;"> </span> 21,060.00<br />
4<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Bus. Studies/Bus. Admin.<span class="Apple-tab-span" style="white-space: pre;"> </span>Part I (All Subjects except Law)<span class="Apple-tab-span" style="white-space: pre;"> </span> 10,860.00<br />
5<span class="Apple-tab-span" style="white-space: pre;"> </span>AAT U.K<span class="Apple-tab-span" style="white-space: pre;"> </span>Parts I, II & III (Except Bus Law [I] Govt. Acctg [II] & PTCR [III])<span class="Apple-tab-span" style="white-space: pre;"> </span>36,360.00<br />
6<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Statistics<span class="Apple-tab-span" style="white-space: pre;"> </span>Q/A. <span class="Apple-tab-span" style="white-space: pre;"> </span>8,880.00<br />
7<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Computer Science<span class="Apple-tab-span" style="white-space: pre;"> </span>I.T. <span class="Apple-tab-span" style="white-space: pre;"> </span>8,880.00<br />
8<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Insurance<span class="Apple-tab-span" style="white-space: pre;"> </span>Q/A<span class="Apple-tab-span" style="white-space: pre;"> </span> 8,880.00<br />
9<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Marketing<span class="Apple-tab-span" style="white-space: pre;"> </span>Economics. <span class="Apple-tab-span" style="white-space: pre;"> </span>8,220.00<br />
10<span class="Apple-tab-span" style="white-space: pre;"> </span>Diploma in Accounting (Uni. Ben.)<span class="Apple-tab-span" style="white-space: pre;"> </span>Parts I & II (Except Govt. Acctg)<span class="Apple-tab-span" style="white-space: pre;"> </span>24,120.00<br />
11<span class="Apple-tab-span" style="white-space: pre;"> </span>Diploma in Public Accounting (Kad. Poly)<span class="Apple-tab-span" style="white-space: pre;"> </span>Parts I & II (All Subjects)<span class="Apple-tab-span" style="white-space: pre;"> </span>25,680.00<br />
12<span class="Apple-tab-span" style="white-space: pre;"> </span>Diploma in Public Accounting (Kwara Poly)<span class="Apple-tab-span" style="white-space: pre;"> </span>Parts I & II (All Subjects)<span class="Apple-tab-span" style="white-space: pre;"> </span>25,680.00<br />
13<span class="Apple-tab-span" style="white-space: pre;"> </span>Diploma in Accounting (Uni. P/H)<span class="Apple-tab-span" style="white-space: pre;"> </span>Part I & PPFA in Part II<span class="Apple-tab-span" style="white-space: pre;"> </span> 21,060.00<br />
14<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Accounting (NASFA)<span class="Apple-tab-span" style="white-space: pre;"> </span>Parts I & II (All Subjects)<span class="Apple-tab-span" style="white-space: pre;"> </span> 25,680.00<br />
15<span class="Apple-tab-span" style="white-space: pre;"> </span>OND (Petroleum Marketing & Bus. Studies)<span class="Apple-tab-span" style="white-space: pre;"> </span>Business Law<span class="Apple-tab-span" style="white-space: pre;"> </span> 8,220.00<br />
16<span class="Apple-tab-span" style="white-space: pre;"> </span>Diploma in Accounting (Olabisi Onabanjo Uni.)<span class="Apple-tab-span" style="white-space: pre;"> </span>Parts I & II (All Subjects). 25,680<br />
17<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Accounting (Non Accredited Institution)<span class="Apple-tab-span" style="white-space: pre;"> </span>Part 1 Only<span class="Apple-tab-span" style="white-space: pre;"> </span> 12,180.00<br />
18<span class="Apple-tab-span" style="white-space: pre;"> </span>OND Accounting&ATS1<span class="Apple-tab-span" style="white-space: pre;"> </span> Part11 only. 13,500<br />
<br />
<b>How Do I Register?</b><br />
These are the procedures to be followed :<br />
<br />
(1) Pay 6000 (bank charges not included) professional examination registration fee on PAY DIRECT at any commercial bank in Nigeria<br />
<br />
(2) Proceed with registration at the WEBSITE address indicated on the pay direct receipt obtained at the bank after payment.<br />
<br />
(3) Obtain a coloured passport photograph of yourself. Scan the passport photograph on the form.<br />
<br />
(4) Print out a copy of the completed application form<br />
<br />
(5) Append your signature on the printed application form.<br />
<br />
(6) Get a Chartered Accountant/AAT member as your referee/sponsor.<br />
<br />
(7) Provide HIS/HER membership number, name and phone number on the form<br />
<br />
(8) Take the printed copy of the completed application form and the photocopy of your credentials to your REFEREE/SPONSOR for certification OR endorsement.<br />
<br />
(9) Attach the following:<br />
<br />
1. photocopy of WASC/NECO certificate or computer print out/scratch pin voucher where you are using statement of result, OND, NCE & OTHERS<br />
2. original copy of the pin voucher<br />
3. two copies of certified passport photographs<br />
4. three self addressed envelope with N50 stamp affixed on each of them.<br />
5. photocopy of your birth certificate OR sworn affidavit<br />
6. original copy of the bank teller.<br />
<br />
(10) submit print out copy with attachment to STUDENTS' EDUCATION & TRAINING DEPARTMENT at our SECRETARIAT, 82, MURTALA MOHAMMED WAY (OPPOSITE Denton police station) EBUTE META LAGOS .<br />
NB: CHANGE OF NAME WILL NOT BE ENTERTAINED AFTER REGISTRATION.<br />
<br />
<b>How Much is the Examination Fee?</b><br />
The examination fee is charged per the number of papers you want to sit for. These are the examination fee schedule:<br />
<br />
LEVELS PART I PART II PART III<br />
<br />
<br />
4 PAPERS. 20,300 22,450. 25,700<br />
<br />
3 PAPERS. 18,100 19,900 22,550<br />
<br />
2 PAPERS 15,900 17,350. 19,350<br />
<br />
1 PAPER.. 13,700 14,800. 16,200<br />
<br />
N.B: Part is same as Stage or ATS.<br />
<br />
Stay tuned for the Part 2 (Professional Route).<br />
Thank you for your time. Kindly drop your comments or enquiries.<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<div class="separator" style="clear: both; text-align: center;">
</div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com53tag:blogger.com,1999:blog-505267339449309261.post-80368388196509478792017-02-22T00:12:00.002-08:002017-02-22T00:13:25.386-08:00Use your experiences to better the society at large, ANAN president charges SFAFP inductees<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
THE President of the Association of National Accountants of Nigeria (ANAN), Mr. Anthony Chukwuemeka Nzom has admonished the 135 accountants newly inducted as associates of the Society for Forensic Accounting and Fraud Prevention (SFAFP) to be up and doing and use their wealth of experience to better the society at large.<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUlDHgkz8VzNE_psegOST6GkxbOrm4ZDTra-vuVCVXAhGO9ftdLSPF8B-U8wLBqCUHp9luswRa0VKodnCWD5HdUmLOakez9v6xcoIsP7cAUzOF2mYk8JZPZf9yhBgZXAxeSivh849J3q4/s1600/Association-of-National-Accountants-of-Nigeria-ANAN.jpg" imageanchor="1" style="background-color: transparent; margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" height="292" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUlDHgkz8VzNE_psegOST6GkxbOrm4ZDTra-vuVCVXAhGO9ftdLSPF8B-U8wLBqCUHp9luswRa0VKodnCWD5HdUmLOakez9v6xcoIsP7cAUzOF2mYk8JZPZf9yhBgZXAxeSivh849J3q4/s640/Association-of-National-Accountants-of-Nigeria-ANAN.jpg" width="640" /></a></div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
<span style="line-height: 22.4px;"><br /></span></div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
<span style="line-height: 22.4px;">He gave this advice during the induction which was held at the Anti-Corruption Academy of Nigeria (ACAN), Keffi in Nasarawa State.</span></div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
ANAN president, who noted that the work of an accountant is beyond auditing but also investigating, further added that people from other disciplines have come to join the association, saying that’s why Nigeria remained the hob of African.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
According to him, “we don’t have competitor. You may be invited to court to prove your case in court. It is your ability to prove that makes the person a criminal. You will be taught on confidence building. Instead of people going to abroad, we have decided to bring it here to make it affordable and accessible.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
“Nigeria remains the hob of Africa, even in our present condition we are still doing well. Our problems are self-inflicted. We did the groundnut pyramid in Kano, cotton in Gusau and textile industry in Kaduna. We believe we can turn it round and this is what we are doing to turn it round.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
“People from other countries have come to copy from also due to the fact that we are broad in our approach to issues. The trustees of these societies are ANAN Members that have undone the course elsewhere.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
“When ANAN was established, some people thought we are going to fall on the way, but today it is a success story. We have over three thousand students with the least qualification of HND and BSC”.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
Nzom urged the inductees to be prepared to read more as the pass mark would be 70 and even 69 would not be acceptable.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
He revealed that their lecturers are professionals and their trainings are issue based, saying that practical learning is what makes forensic accountant”, he added.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
Nzom stated that only South Africa could equate Nigeria in forensic accounting.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
In his speech, the Board Chairman, Professor Benjamin Osisioma, who described the induction as an epoch making event, while inducting them informed they were still associates and would only be members after the completion of their mandatory three months trainings, stating they were the first batch of associates of the SFAFP to be inducted.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
He said there were different faces of fraud in the society, “they rob us in all ways. Nigeria has paid a great price contending with fraud fight. The traditional control has failed. Regular auditing has gone down the drain providing the need for forensic accountants. Forensic auditing is the only way out”.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
Osisisoma noted that the vision of the society was to pioneer indigenous professional distinction in the training and development of forensic accountants, and the delivery of high quality service to foster integrity and excellence.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
“We want to build a professional body that you and I will be proud of. The society has five core values that define WHO we are, and WHAT we do: Integrity, trust, excellence, service, and professionalism. We have no competitor today, we are bent on crafting a unique working ethics that will endure”, he boosted.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
He tasked the inductees to be up and doing in their study as they are being brought into the flagship of service and excellence.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
Speaking earlier, Prof. Andrew Zamani of the Department of Psychology, Nasarawa State University, Keffi who spoke on the topic, “Thinking Like a Thief: The Anti-Fraud Psychology” stressed that leadership, corruption and stealing have eroded our value system, saying that stealing is an adventure, a thrill and a faulty learning and malformation of character due to poor socialization which leads to an overwhelming sense of deprivation or being cheated. “It is an anti-social behavior and criminal: it violated other people’s rights and happiness” he said.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
Also speaking, the Executive Secretary of Society for Forensic Accounting and Fraud Prevention, Dr. Abuchi Ogbuji who spoke on “Training Synopsis, Curricular and Programme” noted that the training was developed to give skill to forensic accountants and fraud managers and that the forensic class number was restricted to 35 candidates maximum per stream to enhance quality training and learning.</div>
<div style="background-color: white; border: 0px; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
He said the country was a fertile ground and big market for the forensics, but yet to be tapped, urging the inductees to stand out in the society.</div>
<div style="background-color: white; border: 0px; font-stretch: inherit; margin-bottom: 1.25rem; padding: 0px; vertical-align: baseline;">
<span style="font-family: "open sans" , "helvetica" , "arial" , sans-serif;"><span style="font-size: 14px; line-height: 22.4px;">Source: </span></span><span style="background-color: transparent; font-size: 14px; line-height: 22.4px;"><span style="font-family: "open sans" , "helvetica" , "arial" , sans-serif;">http://tribuneonlineng.com</span></span></div>
<div class="sharedaddy sd-sharing-enabled" style="background-color: white; border: 0px; clear: both; font-family: 'Open Sans', Helvetica, Arial, sans-serif; font-size: 14px; font-stretch: inherit; line-height: 22.4px; margin: 0px; padding: 0px; vertical-align: baseline;">
<div class="robots-nocontent sd-block sd-social sd-social-icon sd-sharing" style="border: 0px; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">
<div class="sd-content" style="border: 0px; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px; padding: 0px; vertical-align: baseline;">
<ul style="border: 0px; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; list-style: none !important; margin: 0px 0px 0.7em !important; padding: 0px !important; vertical-align: baseline;">
<li class="share-facebook" style="border: 0px; display: inline-block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px 5px 5px 0px; padding: 0px; vertical-align: baseline;"><a class="share-facebook sd-button share-icon no-text" data-shared="sharing-facebook-64152" href="http://tribuneonlineng.com/use-experiences-better-society-large-anan-president-charges-sfafp-inductees/?share=facebook&nb=1" rel="nofollow" style="background: rgb(59, 89, 152); border-radius: 50%; border: 0px; box-shadow: none; color: rgb(255, 255, 255) !important; display: inline-block; font-family: 'Open Sans', sans-serif; font-size: 12px; font-stretch: inherit; font-style: inherit; font-variant: inherit; height: auto; line-height: 1; margin: 2px 0px 0px; padding: 7px; position: relative; text-decoration: none !important; text-shadow: none; top: -2px; vertical-align: baseline; width: auto;" target="_blank" title="Click to share on Facebook"><span style="border: 0px; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 1; margin: 0px; padding: 0px; vertical-align: baseline;"><span class="share-count" style="background: rgb(85 , 85 , 85); border-radius: 0px; border: 0px; bottom: 0px; display: inline-block; font-family: inherit; font-size: 9px; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 1; margin: 0px; padding: 1px 3px; position: absolute; right: 0px; text-align: center; vertical-align: baseline;">21</span></span><span class="sharing-screen-reader-text" style="border: 0px; clip: rect(1px 1px 1px 1px); font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; height: 1px; line-height: 1; margin: 0px; overflow: hidden; padding: 0px; position: absolute; vertical-align: baseline; width: 1px;">Click to share on Facebook (Opens in new window)<span class="share-count" style="background: rgb(85 , 85 , 85); border-radius: 0px; border: 0px; bottom: 0px; display: inline-block; font-family: inherit; font-size: 9px; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 1; margin: 0px; padding: 1px 3px; position: absolute; right: 0px; text-align: center; vertical-align: baseline;">21</span></span></a></li>
<li class="share-twitter" style="border: 0px; display: inline-block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px 5px 5px 0px; padding: 0px; vertical-align: baseline;"><a class="share-twitter sd-button share-icon no-text" data-shared="sharing-twitter-64152" href="http://tribuneonlineng.com/use-experiences-better-society-large-anan-president-charges-sfafp-inductees/?share=twitter&nb=1" rel="nofollow" style="background: rgb(0, 172, 238); border-radius: 50%; border: 0px; box-shadow: none; color: rgb(255, 255, 255) !important; display: inline-block; font-family: 'Open Sans', sans-serif; font-size: 12px; font-stretch: inherit; font-style: inherit; font-variant: inherit; height: auto; line-height: 1; margin: 2px 0px 0px; padding: 7px; position: relative; text-decoration: none !important; text-shadow: none; top: -2px; vertical-align: baseline; width: auto;" target="_blank" title="Click to share on Twitter"><span style="border: 0px; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 1; margin: 0px; padding: 0px; vertical-align: baseline;"></span><span class="sharing-screen-reader-text" style="border: 0px; clip: rect(1px 1px 1px 1px); font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; height: 1px; line-height: 1; margin: 0px; overflow: hidden; padding: 0px; position: absolute; vertical-align: baseline; width: 1px;">Click to share on Twitter (Opens in new window)</span></a></li>
<li class="share-skype" style="border: 0px; display: inline-block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px 5px 5px 0px; padding: 0px; vertical-align: baseline;"><a class="share-skype sd-button share-icon no-text" data-shared="sharing-skype-64152" href="http://tribuneonlineng.com/use-experiences-better-society-large-anan-president-charges-sfafp-inductees/?share=skype&nb=1" rel="nofollow" style="background: rgb(0, 175, 240); border-radius: 50%; border: 0px; box-shadow: none; color: rgb(255, 255, 255) !important; display: inline-block; font-family: 'Open Sans', sans-serif; font-size: 12px; font-stretch: inherit; font-style: inherit; font-variant: inherit; height: auto; line-height: 1; margin: 2px 0px 0px; padding: 7px; position: relative; text-decoration: none !important; text-shadow: none; top: -2px; vertical-align: baseline; width: auto;" target="_blank" title="Share on Skype"><span style="border: 0px; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 1; margin: 0px; padding: 0px; vertical-align: baseline;"></span><span class="sharing-screen-reader-text" style="border: 0px; clip: rect(1px 1px 1px 1px); font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; height: 1px; line-height: 1; margin: 0px; overflow: hidden; padding: 0px; position: absolute; vertical-align: baseline; width: 1px;">Share on Skype (Opens in new window</span></a></li>
<li class="share-jetpack-whatsapp" style="border: 0px; display: inline-block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: inherit; margin: 0px 5px 5px 0px; padding: 0px; vertical-align: baseline;"><a class="share-jetpack-whatsapp sd-button share-icon no-text" data-shared="" href="whatsapp://send?text=Use%20your%20experiences%20to%20better%20society%20at%20large%2C%20ANAN%20president%20charges%20SFAFP%20inductees http%3A%2F%2Ftribuneonlineng.com%2Fuse-experiences-better-society-large-anan-president-charges-sfafp-inductees%2F" rel="nofollow" style="background: rgb(67, 216, 84); border-radius: 50%; border: 0px; box-shadow: none; color: rgb(255, 255, 255) !important; display: inline-block; font-family: 'Open Sans', sans-serif; font-size: 12px; font-stretch: inherit; font-style: inherit; font-variant: inherit; height: auto; line-height: 1; margin: 2px 0px 0px; padding: 7px; position: relative; text-decoration: none !important; text-shadow: none; top: -2px; vertical-align: baseline; width: auto;" target="_blank" title="Click to share on WhatsApp"><span style="color: white; font-family: inherit;"><span style="background: rgb(67 , 216 , 84); border-radius: 50%; border: 0px; display: inline-block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; line-height: 1; margin: 0px; padding: 0px; position: relative; top: -2px; vertical-align: baseline;"></span></span><span class="sharing-screen-reader-text" style="background: rgb(67 , 216 , 84); border-radius: 50%; border: 0px; box-shadow: none; clip: rect(1px 1px 1px 1px); color: rgb(255 , 255 , 255); display: inline-block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; font-weight: inherit; height: 1px; line-height: 1; margin: 0px; overflow: hidden; padding: 0px; position: absolute; text-decoration: none; text-shadow: none; top: -2px; vertical-align: baseline; width: 1px;">Click to share on WhatsApp (Opens in new window)</span></a></li>
</ul>
</div>
</div>
</div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com1tag:blogger.com,1999:blog-505267339449309261.post-31659175338995935782017-02-21T17:11:00.000-08:002017-02-21T17:21:23.551-08:00Who is who in the Accountancy Profession?? Mr. Kunle Elebute ( National Senior Partner KPMG Nigeria)Good day to you all. Today we would be celebrating an Accounting icon who has been steering the wheel of the Accountancy profession for over three (3) decades. I know you must have heard about the "Big 4" Accounting firm in the world. Guess what?? The icon we are celebrating today is the National Senior Partner of KPMG Nigeria.<br />
Join me as I present to you<br />
Mr. Kunle Elebute<br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEiK3FsdK26LhrZ5pjzZc2kAYpz05aRJpIj094bDxPE33Y3zk1Es1WOEmB_1yCMi4JQD_1V67HDOse0M9nxPs4_he-m_MSES0reGplWNa5iNlM-yHDjlKmq3TjqK9S49weegBn6aFx6ac/s1600/maxresdefault.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEiK3FsdK26LhrZ5pjzZc2kAYpz05aRJpIj094bDxPE33Y3zk1Es1WOEmB_1yCMi4JQD_1V67HDOse0M9nxPs4_he-m_MSES0reGplWNa5iNlM-yHDjlKmq3TjqK9S49weegBn6aFx6ac/s400/maxresdefault.jpg" width="400" /></a><br />
<br />
Kunle Elebute is the National Senior Partner (NSP), KPMG in Nigeria and Chairman, KPMG West Africa. He has over 34 years of professional experience advising clients in the private/public sectors in Nigeria, West and Sub-Sahara Africa. Prior to assuming the role of the NSP, Kunle served as Head of various sectors including the Financial Services Industry (FSI) and more recently Infrastructure, Government and Healthcare (IGH). Kunle qualified as a Chartered Accountant in 1986 and has led various strategic and transformational projects for local & global clients. He was admitted as a Partner in 1996 and over the years led the Financial Services Audit Practice; Financial Advisory Services and was the Head of Advisory Services with responsibility for Deal Advisory, Management Consulting, Risk Consulting and Information Technology Advisory.<br />
<br />
He was also the Project Director to the World Bank as part of a multi-disciplinary team of consultants responsible for the comprehensive evaluation of the Nigerian petroleum sector.Also, he was a Project Partner on the facilitation of a study tour of major operating and regulatory institutions on non-interest banking in Malaysia. The study tour was organised by KPMG Nigeria and Malaysia for the Central Bank of Nigeria’s Committee on Regulatory Framework for Non-interest Banking. The tour also incorporated capacity development for Central Bank officials on Islamic banking.<br />
He was responsible for the privatisation and emerging markets practice in 1999. He led the Financial Advisory Services division which oversees corporate finance, transaction and forensic services for the West African sub-region from 2002 and became head of the Advisory Services Division in 2008.<br />
<br />
He is a member of the KPMG Africa Board, as well as the KPMG Europe, Middle East & Africa (EMA) Board. He currently serves as an Executive Member of the KPMG Africa Global Infrastructure Group. Kunle serves on various not-for-profit Boards such as the Nigerian Economic Summit Group; Society for Family Health and American Business Council, amongst others.<br />
<br />
Mr. Elebute serves as a director at Hygeia Nigeria Ltd; a member of the Governing Council of Grange School, Lagos; and a member of the Board of Directors of PSI. He is also a Fellow of the Institute of Chartered Accountants of Nigeria (“ICAN”).<br />
<br />
Mr. Elebute attended the Advanced Management Programme at the Lagos Business School in 1996. He holds a BA (Econ) from the University of Manchester, UK (1982). He is also an Accredited KPMG Global Valuation Specialist.<br />
<div>
<br /></div>
<div>
Extracted from KPMG website</div>
Olusegunhttp://www.blogger.com/profile/09296529653751374881noreply@blogger.com2